USDA and FHA Pro and Con in Fayetteville, Onondaga County, NY
In the year 2025, the USDA loan limit in Fayetteville, located in the county of Onondaga, NY, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top rates of USDA versus FHA loans today. Evaluate the needed income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you make an informed decision on the most suitable program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Fayetteville, County of Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Fayetteville, NY
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan options with minimal hassle. Choose from one of three starting points that align you with suitable lenders and USDA loan programs.
A USDA home loan, which the Department of Agriculture backs, is also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.
The First Area Federal Credit Union is a unique financial institution. We are member owned and not-for-profit. Unlike banks that are strictly profit-driven, we return excess earnings to our members by providing better personal service, lower interest rates for loans, higher yields on savings accounts, new products and services.
MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy.
Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing
Where traditional lenders decline, we provide solutions.
We offer specialized programs for real estate investors, including:
No minimum FICO requirements
Ground-up construction financing with no prior experience needed
No-ratio loans (no income or DSCR)
Financing for rural and non-conventional properties
Up to 95% purchase and 100% rehab fu
IDB Ltd. began its operations in New York City in 1949, when it established a representative office. At that time there were only a few employees and limited contact with the public. In 1962, IDB Ltd. became one of the first foreign banks to open a branch in New York when the New York State banking law was changed to allow foreign banks.
1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.
Shield Funding is a leader in the financial lending industry providing business loans to small and medium-sized companies. We provide alternative financing to companies that have little or no credit or have been denied traditional financing. We specialize in providing merchant cash advances and other types of unsecured business loans.
Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for
Bank-foreclosed residential properties
REOs
Short Sales
Multi-family buildings
Real estate acquisition
We are a direct hard money lender. We are not brokers. We do work with b
1071 Ave Of The America, 3rd Floor, New York, NY, 10018
In 2019, we set out to give banking a makeover, building the kind of bank that we hoped to see in the world: one that was relevant and ready to help customers meet the demands of the modern world. Today we’re proud to deliver peer banking - we meet you where you are, reflect your business needs, and act with speed.
1199 SEIU Federal Credit Union was founded in 1940 to serve the financial needs of 1199 SEIU New York’s Health and Human Service Employees Union. While the credit union has grown considerably over the years, we are proud to have maintained our family atmosphere.
As a member-owned, not-for-profit financial institution
We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team.
Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.
