USDA Loan Vs. FHA loan pro & con for Sullivan, Madison County, NY

In 2025, USDA loan limit in Sullivan, county of Madison, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sullivan, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(619) 368-0941 2324 miles Lender's profile and map Reviews Urban Lynx Realty, Inc 11440 West Bernardo Court, Suite 300, San Diego, CA, 92127 We provide our clients with products & services tailored to meet their specific needs at the best rates possible, while providing the highest quality of customer service. In addition to our Homes for Heroes program, we also dedicate a portion of every transaction to further our outreach programs to local churches, schools, senior & veteran centers.
(858) 225-8586 2324 miles Lender's profile and map Reviews Federal Capital Funding Group 11417 West Bernardo Court, Suite I, San Diego, CA, 92127 Federal Capital Funding Group are Mortgage Experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. Our areas of expertise also includes customizing residential mortgage solutions.
(877) 308-4117 2324 miles Lender's profile and map Reviews iServe Residential Lending, LLC 10920 Via Frontera, Suite 520, San Diego, CA, 92127 We are a customer-centric organization who is determined to make our customers' financial goals become a reality both quickly and efficiently through a diverse platform of mortgage solutions. When each of our employees says "I care" it’s not just a statement, but a philosophy displayed through our professionalism and exceptional service.
(858) 376-0404 2324 miles Lender's profile and map Reviews Capital Loan Associates 11590 W. Bernardo Court, Suite 120, San Diego, CA, 92127 Capital Loan Associates is committed to helping you find the right mortgage product to fit your needs. We understand that every borrower is a little different, and that is why we offer a variety of products to meet your individual requirements. We strive to make the process of securing a mortgage simple
858 618 1440 2324 miles Lender's profile and map Reviews Pacific Horizon Financial 16875 W. Bernardo Drive, Suite 290, San Diego, CA, 92127 Pacific Horizon Financial, Inc. has offered attractive loan opportunities to both qualified borrowers and investors since 1989. Based in beautiful San Diego, CA, the company owes much of its success to a veteran, hands-on management team that follows the business model of investing in mortgages on commercial property.
858.613.0111 2324 miles Lender's profile and map Reviews Talimar Financial 16880 West Bernardo Drive, #140, San Diego, CA, 92127 TaliMar Financial is a California hard money lender that specializes in financing short term residential and commercial private money estate loans. We are currently focused on a providing capital for fix and flip, construction, and bridge loans. For more information on our lending programs.
(626) 263-5859 2324 miles Lender's profile and map Reviews Nuhome Team 440 E Route 66, Glendora, CA, 91740 "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost. Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"
(626) 650-0370 2324 miles Lender's profile and map Reviews PCMortgage 1345 South Grand Avenue, Glendora, CA, 91740 At PC Mortgage, we provide you with quality service and powerful technology ... Jaime Genie Founder of PC Mortgage PC Mortgage breaks down the loan process for new buyers using plain English and easy calculators. We’re a team of real people, not just an online tool. That means we can help regardless of your financial situation.
(626) 914-1943 2324 miles Lender's profile and map Reviews CWD Mortgage 510 West Citrus Edge Street, Glendora, CA, 91740 CrestWood Communities isn't just a family-owned company; it's a company that feels a lot like family. CrestWood owes its success to a team of talented and caring individuals experienced in every aspect of homebuilding, including several who have been with the company for 40 years
(562) 773-3870 2324 miles Lender's profile and map Reviews SquareLend 440 East Route 66, Glendora, CA, 91740 Our mortgage experts treat you with the respect as a valued customer and give you the personal attention you deserve. We know you are making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
(619) 579-0941 2324 miles Lender's profile and map Reviews Employees Choice Federal Credit Union 266 S Magnolia Ave, El Cajon, CA, 92020 On February 11, 1960, eight City of El Cajon employees signed the Organization Certificate to form El Cajon Municipal Employees Federal Credit Union. They felt strongly that the employees of the City needed to be protected financially during the rapidly changing setting of the 1960's.