USDA Vs. FHA your options comparison in Sullivan, Madison County, NY
In the year 2025, the USDA loan limit for a single-family home in Sullivan, located in the county of Madison, NY, is $336,500. On the other hand, the FHA limit is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's top USDA versus FHA loan rates and see what income, credit, reserves, and documents are needed for qualification. With our enhanced mortgage calculator, all four types—USDA, FHA, Conforming, and VA—can be viewed side by side. This comparative tool will assist you in determining which program best fits your financial circumstances in .
Understanding the 2025 Loan Limits and Down Payment Requirements in Sullivan, Located in Madison, NY
Loan Type
Maximum Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Examining USDA and FHA Loan Alternatives in Sullivan, NY
The objective at Lendersa® is to connect you promptly and smoothly with an ideal USDA or FHA loan. Start by choosing amongst three approaches that lead directly to suitable lenders and USDA loan programs.
A USDA home loan, which is backed by the United States Department of Agriculture, often called the USDA rural development loan or USDA mortgage, is specifically for properties in rural areas. Different from FHA loans requiring at least a 3.5% down payment, USDA mortgage loans require zero down payment, offering a significant advantage to rural home buyers.
Since 1973, Bank of Pensacola has been dedicated to the needs of local service members and their families. It began with Admiral John Dale Price’s desire to provide a full service bank dedicated to the service member aboard Naval Air Station Pensacola. The dream of a bank that could help service members worldwide became a reality when our founder
Penpoint Mortgage believes in doing what is in the best interest of the client at all times. That means listening carefully to the client to ascertain what they want and need. It also means educating the client throughout the entire process so that an informed decision can be made.
Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
2405 Creel Lane, Suite 102, Wesley Chapel, FL, 33544
Our Tampa-based team is at your service to find the perfect mortgage for you and get you into the home of your dreams. We treat every client like family and go above and beyond to get you the lowest mortgage rate in the fastest time to closing on your property. Our team will make your mortgage process as simple and easy as possible.
Gateway Bank's known history began with a bank reorganization on March 7, 1932, as the Bank of Rison, and has remained in business under the same charter ever since. A major fire swept through downtown Rison just before New Year’s eve of 1932. According to the Cleveland County Herald, the fire was described in an issue published January 4, 1933
21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Exchange State Bank had its beginning in South Mound, Kansas, on September 26, 1914, as The South Mound State Bank. It wasn't until twenty years later that the charter was moved to St. Paul, Kansas & became The Exchange State Bank on November 14, 1934. The bank was located at the northwest corner of 5th & Main Streets & remained there for 35 years.
22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships.
The MGECU provides saving & loan services to the U.S. Army Corps of Engineers, Mobile District employees, former employees and their family members and other groups approved by the Board of Directors and/or the Administrator, Alabama Credit Union Administration. A dynamic, self-sustaining, credit union system that offers savings and loan services.
We're a full service Florida Mortgage Company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to USDA, VA and FHA mortgages. We have access to a full range of mortgage programs and all of our Florida mortgage specialists are dedicated to finding the right loan-with the best rates
Commonwealth National Bank has been committed to meeting the financial needs of the communuties it serves. Our goal is to be the preferred institution for everyone seeking an exceptional banking experience by offering comprehensive banking services, competitive rates, personalized service, and supporting causes that impact the community.
