For 2025, the USDA loan limit applicable to Chittenango in Madison, NY, stands at $336,500, whereas the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to review and contrast current USDA versus FHA rates, determining the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage tool provides a comparative view of USDA, FHA, Conforming, and VA loans side by side, assisting your decision on the most suitable program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to promptly offer you the best USDA or FHA loan solutions, eliminating hassle. Select from three initial choices that match you with lenders and USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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