USDA Loan Vs. FHA loan for Chittenango, NY [Madison County Rates 2023]

In 2025, USDA loan limit in Chittenango, county of Madison, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Chittenango, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(770) 407-6700 766 miles Lender's profile and map Reviews Touchmark National Bank 3651 Old Milton Parkway, Alpharetta, GA, 30005 Touchmark National Bank provides our clients with superior experiences by combining innovative products with industry leading client service.Our professional associates are in the business of presenting our clients with an unsurpassed banking experience. While working to generate superior long term value and a pride of ownership.
(678) 982-5858 766 miles Lender's profile and map Reviews SLR Mortgage Inc 4080 McGinnis Ferry Rd, Unit 1308, Alpharetta, GA, 30005 SLR Mortgage Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(678) 679-7000 766 miles Lender's profile and map Reviews ANCHOR HOME MORTGAGE 6495 Shiloh Road, Suite 410, Alpharetta, GA, 30005 Sean at Anchor Home Mortgage went above and beyond. After being given the run around then bait and switch at a Local Traditional Large Bank, I came to Sean with two requests, one ask for all documents up front and center and two - close in 15 to 21 days. Sean achieved close in 15 days and additionally got me an even better interest rate .
(770) 317-8391 766 miles Lender's profile and map Reviews MORTGAGE BROTHERS, LLC 91 Lambets Way, Alpharetta, GA, 30005 We’re here to help you secure a loan that sets you up for a successful financial future. Simple as that. The Mortgage Brothers will work with you every step of the way as you search for the right mortgage to find the best rates possible, whether you’re buying your first home or searching for your next investment.
(888) 309-4643 766 miles Lender's profile and map Reviews Atlantic Home Mortgage LLC 6250 Shiloh Road, Suite 220, Alpharetta, GA, 30005 In 2018, we started a mortgage company to help people get better rates. With over a decade of firsthand mortgage experience, we’ve seen exactly how inefficient the industry is. By focusing on the needs of our clients for speed, ease, and transparency, we were able to quickly stand out in the mortgage industry.
(678) 297-0666 766 miles Lender's profile and map Reviews THE PING MORTGAGE COMPANY 11545 Park Woods Circle, Suite A, Alpharetta, GA, 30005 The Ping Mortgage Company was created out of a need for a better way to finance your real estate transactions. We are a group of mortgage professionals who have broad experience and knowledge in real estate finance. We strive to provide the lowest possible interest rates and fees available in the market, and we have achieved it through hard work
(678) 455-0797 766 miles Lender's profile and map Reviews EAGLE LENDING CORPORATION 1280 Elk Ridge Cove, Alpharetta, GA, 30005 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(706) 638-2520 766 miles Lender's profile and map Reviews The Bank of La Fayette, Georgia 101 West Patton Street, La Fayette, GA, 30728 The Bank of LaFayette received its original charter from the state of Georgia in 1889. Founded by a group of local investors from the LaFayette and south Walker County area, the bank did not actually begin business for another ten years. On July 18, 1899, The Bank of LaFayette opened for business in a location on the west side of the town square.
(706) 375-4243 766 miles Lender's profile and map Reviews Walker County Educators Federal Credit Union 925 Osburn Rd, Chickamauga, GA, 30707 The Walker County Educators Federal Credit Union was established in 1971. Our field of membership consists of employees and immediate family members of the Walker County Board of Education and Georgia Northwestern Technical College and Our mission is to provide our members with the highest level of personal financial service
(954) 682-9952 766 miles Lender's profile and map Reviews Regent Mortgage Corporation 980 Birmingham Road, Suite 501-356, Milton, GA, 30004 Regent Mortgage Corporation (RMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind
(800) 588-5919 766 miles Lender's profile and map Reviews Performance Lending 2190 Brandon Trail, Suite 1, Alpharetta, GA, 30004 Welcome to Performance Lending, where we specialize in residential mortgages. At Performance Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.