USDA and FHA Pro and Con in Port-Jefferson, Suffolk County, NY
In 2025, the USDA loan limit for Port-Jefferson, within the county of Suffolk, NY, is set at $657,900, while the FHA limit stands at $822,375 for single-family homes.
Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA versus FHA rates. Quickly determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options, aiding in your decision on the best program in for your financial scenario.
2025 loan caps and down payment requirements in Port-Jefferson, Suffolk county, NY
Loan Type
Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan options in Port-Jefferson, NY
Lendersa® aims to quickly secure the most advantageous USDA or FHA loan without hassle. Begin with one of three pathways, each linking you with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture – also known as the USDA rural development loan or USDA mortgage – is applicable only in rural communities. Unlike FHA loans, which necessitate a 3.5% down payment, the USDA mortgage loan requires none.
190 Aviation Plaza, Suite E, Hot Springs National Park, AR, 71913
The mission of the Garland County Educators’ Federal Credit Union is to provide our members with high quality, personal, financial education and services through a safe, sound, democratic alternative to traditional financial institutions.
We are a not-for-profit, member-owned, federally insured federal credit union.
Combined Federal Credit Union is a voluntary, nonprofit, cooperative association of individuals sharing a common employment bond as defined by our field of membership. Each member is an owner of the Credit Union and is entitled to a single vote regarding the business of the Credit Union.
Since 1922, we have served Tensas and surrounding parishes. Our goal has always been to provide our customers with great solutions and services at the local level. We are local people making local decisions. Come see what Homegrown service is all about. Tensas State Bank; Homegrown since 1922 and proud to be Loyal to Local.
McComb Federal Credit Union, your member-owned financial institution, we are committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are non-profit financial services coop own by our members and devoted to helping them achieve their financial goals.
Commercial Capital Bank began operations in February 1999. The original directors of the bank were: Charles A. Black, David F. Cooper, III, Robert A. Dawson, Jerry G. Ezell, Joe David Jones, William G. Loftin, Wilfred B. McEacharn, Shelton T. Parker, Lawrence W. Pickett, Jr, Donald M. Raley and Larry G. Tubbs.
F&M Bank in Falls City. We offer a comprehensive package of financial products and services. But perhaps most importantly, our bank is built on a friendly and knowledgeable staff who truly enjoy helping our customers meet their financial needs. At F&M Bank, you will find that our bank is large enough to meet all of your financial needs
Our loan originators have access to a wide array of loan products, helping them recommend the right loan for you! The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you great options from multiple lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans
STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.
