USDA Loan Vs. FHA loan pro & con for Port-Jefferson, Suffolk County, NY

In 2025, USDA loan limit in Port-Jefferson, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Port-Jefferson, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(619) 890-9825 2477 miles Lender's profile and map Reviews Inner Core Capital 4275 Executive Square, Suite 200, La Jolla, CA, 92037 We are a direct private money lender throughout California for residential and commercial property loans. We can close your loan within a week of receiving a complete loan application. Get a quote right away by filling out the loan application or contacting us by phone. Our full time professional team of seasoned escrow.
(800) 592-9396 2477 miles Lender's profile and map Reviews American Online Mortgage 555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(949) 579-2200 2477 miles Lender's profile and map Reviews Money360, Inc. 999 Corporate Drive, Suite 110, Ladera Ranch, CA, 92694 Money360 is a vertically-integrated, nationwide commercial real estate lender that sources, underwrites, closes, sells and services small- to mid-balance commercial real estate loans ranging in size from $5 million to $30+ million. Through the seamless union of world-class technology
(800) 592-9396 2477 miles Lender's profile and map Reviews Ladera Lending, Inc. 555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694 At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers, we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle
(949) 463-8200 2477 miles Lender's profile and map Reviews Arbonne Group, LTD 27762 Antonio Parkway, Suite L1-505, Ladera Ranch, CA, 92694 Arbonne Group, Ltd. has over three decades of experience sourcing debt for multifamily and commercial properties across the United States. Not only do we provide loans for investment purposes, but we explain in precise detail every aspect of the investment process advising the borrower / investor in every part of the commercial real estate.
(949) 606-3706 2477 miles Lender's profile and map Reviews Prime Real Estate and Mortgage Loans 999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694 premier Real Estate Broker, I am here to provide you with all the resources, education and other helpful information to assist you in selling your existing home, buying or both. I work closely with seller and buyers in the Los Angeles, San Bernardino and Orange County areas. I have extensive training in the latest real estate marketing strategies.
(888) 878-7715 2477 miles Lender's profile and map Reviews Truss Financial Group 999 Corporate Dr, Suite 180, Ladera Ranch, CA, 92694 Truss Financial Group has persevered through one of the most detrimental market collapses ever and we've done so by forming Strategic Referral Partnerships with Realtors, CPAs, and Financial Planners. Their clients become our clients and in every instance we do our absolute best to earn their trust.
(800) 662-6784 2477 miles Lender's profile and map Reviews Loangevity Mortgage 999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694 Loangevity Mortgage is here for the long run all types of loans, for all people, for all situations. We are your lender for life. Life is about longevity. Loans are about Loangevity. Our mission is to help you with your first loan, your last loan, and all loans in between we offer Conventional, Jumbo, FHA, VA, and Foreign National Loans and more.
(949) 394-6268 2477 miles Lender's profile and map Reviews Al's Shop 31 Barnstable Way, Ladera Ranch, CA, 92694 Al's Shop Our base core has always been service. We dont measure our success by the number of closed loans; we measure success by the experience you receive when you apply for a mortgage with us. There are a lot of mortgage companies and we know you have a lot of choices. We look forward to the chance to earn your business.
(877) 768-8081 2477 miles Lender's profile and map Reviews United Pacific Mortgage 111 Corporate Drive, Suite 235, Ladera Ranch, CA, 92694 United Pacific Mortgage offers competitively priced residential mortgage solutions to customers throughout the United States. Our goal is to deliver complete customer satisfaction by offering a professional, fast, and reliable service. We take a great interest in helping each client reach their financial goals.