USDA Vs. FHA Pro and Con comparison in Port-Jefferson-Station, Suffolk County, NY
As of 2025, the USDA loan limit in Port-Jefferson-Station, which is within Suffolk, NY, is $657,900. Meanwhile, the FHA limit for a single-family residence is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in Alabama is best for your financial situation.
2025 Loan Limits and Down Payment Requirements in Port-Jefferson-Station, Suffolk County, NY
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Port-Jefferson-Station, NY
Lendersa® aims to connect you with the best possible USDA or FHA loan swiftly and without hassle. Opt for one of three starting points to align with lenders and access USDA loan programs.
A USDA home loan, insured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
BLVD Realty Group is the premier luxury and commercial real estate firm in Jersey City. We specialize in providing our clients with the Boutique look and feel coupled with a very strong team of professionals.
With the tools and technology used by only the large commercial firms, BLVD Realty Group creates a unique model.
201 Montgomery St, Suite 263, Jersey City, NJ, 07302
Founded in 2017 by Zac Prince and Flori Marquez, BlockFi was created to provide credit services to markets with limited access to simple financial products. BlockFi sets itself apart from other crypto service providers by pairing competitive rates with institutional-quality benefits.
101 Hudson Street, Suite 2100, Jersey City, NJ, 07302
Stem Lending is an online mortgage marketplace, helping home buyers shop wholesale lenders, as they finance their dream homes. Our customers create a login and with 4 simple steps, apply for a mortgage. Our technology fetches credit reports, verifies income, assets, employment and present mortgage application to top competing mortgage.
30 Montgomery Street Suite 215, Jersey City, NJ, 07302
"Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip.""
Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "
Garden State Mortgage Corporation’s main focus is originating loans solely in NJ. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. This is why 65% of our mortgage loans are derived from previous customer referrals.
185 Hudson Street, Suite 2500, Jersey City, NJ, 07311
LX Financial LLC is an asset-based mortgage lender and loan originator for rental and commercial properties.
If it makes sense, we can fund it. We have great versatility in structuring solutions, which can include (one or more of) the following financing options/sources:
LX Financial capital
Our network of private lenders
Salman Capital is a family-owned In-house direct lender that provides financing for real estate investors nationally. With our own discretionary capital, we provide Bridge 12-24 month term IO financing for acquiring and stabilizing a property. We also provide asset-based DSCR financing for traditional and short term rental properties.
We're here to help PATH employees and family. We offer trusted advice and better value than banks on the financial services people use every day. PATH Federal Credit Union has been open since 1952. The credit union has assets totaling $12.78 Million and provides banking services to more than 1, 000 members.
"Liberty Savings Federal Credit Union boasts nearly $115 million in assets with over 22, 000 members.
Our Mission: Provide quality, convenient financial services to a diverse membership for the economic well-being of the individual and our communities.
As the credit union grew stronger,"
591 Summit Avenue, Suite 517, Jersey City, NJ, 07306
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Lightning Mortgage has been in business since 2008 and built a reputation for quality and efficiency among our clients and lenders. The relationship with our lenders, combined with our low overhead,
