USDA VS FHA in Port-Jefferson-Station, Suffolk County, NY
As of 2025, the USDA loan limit in Port-Jefferson-Station, which is within Suffolk, NY, is $657,900. Meanwhile, the FHA limit for a single-family residence is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in Alabama is best for your financial situation.
2025 Loan Limits and Down Payment Requirements in Port-Jefferson-Station, Suffolk County, NY
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Port-Jefferson-Station, NY
Lendersa® aims to connect you with the best possible USDA or FHA loan swiftly and without hassle. Opt for one of three starting points to align with lenders and access USDA loan programs.
A USDA home loan, insured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
Southwest Airlines Federal Credit Union is a financial institution formed in 1975 to serve the financial needs of employees of Southwest Airlines. Over the years we have added more than 150 Select Employee Groups (SEGs) to the list of companies whose employees we serve. Adding Southwest Airlines Federal Credit Union .
1100 Commerce Street, Suite 615, Dallas, TX, 75242
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405 State Highway 121 Bypass, Suite 250, Lewisville, TX, 75067
Military Mortgage Shop specializes in helping veterans utilize their Veteran Administration Loan Benefit when purchasing or refinancing a home.
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405 State Highway 121 Bypass, Suite A250, Lewisville, TX, 75067
Paragon Home Resources assists seniors and others with valuable home-related services. With years of real estate and relocation experience, Paragon provides services that give people the ability to make a move quickly and easily or remain in their homes. Paragon strives to provide peace of mind and expert advice.
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