USDA and FHA Pro and Con in Ramapo, Rockland County, NY
In 2025, the USDA loan ceiling in Ramapo, located within Rockland county, NY, is $0; concurrently, the limit for FHA on a single-family home is $1,089,300.
The Lendersa® USDA loan calculator is an excellent tool for comparing current USDA versus FHA rates and understanding the required income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator allows you to analyze USDA, FHA, Conforming, and VA loans side by side, helping you decide which is the best fit for your financial situation in .
2025 Loan Caps and Down Payment Needs in Ramapo, Rockland, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Lending Options in Ramapo, NY
Lendersa® aims to swiftly and easily provide you with the most favorable USDA and FHA loans. Choose from three initial strategies that lead to matches with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and typically known as a USDA Rural Development Loan, is available solely in rural areas. In contrast to FHA loans, which need a minimum 3.5% down payment, USDA loans have no down payment requirement.
Advantage Home Loans, LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Jason Jaramillo Owner at Advantage Home Loans, LLC. Jason has been in the mortgage industry for over 16 years. Jason is Licensed in Massachusetts, New Hampshire and Rhode Island.
264 South River Road, Suite 432, Bedford, NH, 03110
Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.
264 South River Road, Suite 460, Bedford, NH, 03110
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Cambridge Trust is a private bank that creates custom financial solutions to build, grow and protect wealth for the needs of today’s individuals, families, businesses, private partnerships and nonprofit organizations. Each of our clients has a dedicated private banker who understands their needs
I’m Charley Farley with HarborOne Mortgage. Over the past 25 years my team of loan officers and I have helped thousands of New Hampshire homebuyers in Manchester, Concord, Nashua, Salem, Keene, Lebanon, Bedford, Hollis, the North Country and the Seacoast! I've financed thousands of homeowners all over New Hampshire since 1991
Powerhouse Funding Corp. is a residential mortgage brokerage in Hanover, Massachusetts, specializing in conventional and government mortgage lending products.We arrange residential mortgage loans for clients home purchase and home refinance needs through a vast array of lenders that we broker with.
107 Beach Road, Suite 101, Vineyard Haven, MA, 02568
Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors
