USDA and FHA Pro and Con in Sloatsburg, Rockland County, NY

For 2026, the USDA loan cap in Sloatsburg, located in Rockland county, NY, is $0. Conversely, the FHA loan limit for a single-family residence is $1,089,300.

Access today's USDA VS FHA rates using the Lendersa® USDA loan calculator to evaluate income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator puts USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in for your financial needs.

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2026 Loan Limit and Down Payment Requirements in Sloatsburg, Rockland County, NY

Loan Category Maximum Limit Minimum Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Programs in Sloatsburg, NY

At Lendersa®, our goal is to quickly provide the best USDA or FHA loans without complication. You can begin the process with any of the three entry steps that connect you with suitable lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Defining USDA Loan in NY

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture intended exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PGPresents, LLC
  • 230 Willis Drive, Shepherdstown, WV, 25443
  • PGPresents is an independent student loan consulting company providing educational debt management help for student loan borrowers. PGPresents specializes in helping recent medical school graduates develop repayment strategies as they transition into residency programs.
    While the majority of clients are graduates of medical

  • Green Mountain Credit Union
  • 1311 U.S. Route 302-Berlin, Suite 700, Barre, VT, 05641
  • As part of our current evolution, Green Mountain Credit Union is proud to showcase our new website. We now have the tools to bring you the most up to date information regarding activities, events, and the products and services we deliver to our members – all in an attractive and user-friendly mobile-responsive web interface.

  • 802 Credit Union
  • 265 South Main Street, Barre, VT, 05641
  • 802 Credit Union We offer a variety of mortgage programs to fit your buying, building or refinancing needs. As your trusted partner, our experienced mortgage staff will help find the best program for you, including 10, 15, and 30 year fixed, adjustable rate mortgages and construction loans.

  • CORE MORTGAGE SERVICES, LLC
  • 3988 Kearneysville Pike, Shepherdstown, WV, 25443
  • Core Mortgage Services, LLC brings a refreshing and innovative approach to mortgage lending through diverse and coveted loan product availability. Our team of experts are ready to help you find the ideal mortgage for your situation. We serve all areas of Pennsylvania, Virginia, West Virginia, and Florida

  • Academy Mortgage Corporation
  • 164 S Main Street, Barre, VT, 05641
  • Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives

  • The Lyons Group Inc
  • 407 Victoria Court NW, Vienna, VA, 22180
  • A mortgage broker with over three decades of industry experience, Jonathan Lyons founded the Lyons Group Inc in 1991 with the goal of providing honest and direct financial assessments for clients in the Washington metropolitan area. Whether purchasing a home, refinancing for a lower rate or tapping home equity

  • Integrant, Inc.
  • 226 W. Maple Avenue, Suite 402, Vienna, VA, 22180
  • We are a specialty mortgage boutique offering customized lending solutions to clients in DC, MD, and VA. Headquartered in downtown Vienna, VA, our firm serves a diverse and loyal customer base. Our differentiated service allows us the unique opportunity to optimize our clients’ present borrowing capacities for an advantageous financial future.

  • Navy Federal
  • PO Box 3000, Merrifield, VA, 22119
  • Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.

  • InFirst Federal Credit Union
  • 6462 Little River Turnpike, Alexandria, VA, 22312
  • InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton

  • John Marshall Bank
  • 1943 Isaac Newton Square East, Suite 100, Reston, VA, 20190
  • JMB is a commercial-focused community bank serving businesses and consumers in Northern VA, Maryland, and DC. Our presence is found in the businesses that fuel the local economy. We’re in the background, championing nonprofits and helping them drive their mission forward. But what truly sets us apart is our team.