USDA VS FHA in Sloatsburg, Rockland County, NY

For 2026, the USDA loan cap in Sloatsburg, located in Rockland county, NY, is $0. Conversely, the FHA loan limit for a single-family residence is $1,089,300.

Access today's USDA VS FHA rates using the Lendersa® USDA loan calculator to evaluate income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator puts USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in for your financial needs.

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2026 Loan Limit and Down Payment Requirements in Sloatsburg, Rockland County, NY

Loan Category Maximum Limit Minimum Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Programs in Sloatsburg, NY

At Lendersa®, our goal is to quickly provide the best USDA or FHA loans without complication. You can begin the process with any of the three entry steps that connect you with suitable lenders and USDA loan plans.

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Defining USDA Loan in NY

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture intended exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Sloatsburg Lenders

  • The Everest Equity Company, Inc.
  • 2 Executive Blvd Ste 201, Suffern, NY, 10901
  • Lends in New York
  • The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.

  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • Lends in New York
  • BH As a Hard Money Loan Lender, I have built a portfolio
    of 50+ personal private lenders and loan companies,
    making us a trusted resource in the industry. With
    almost a decade of experience, our company has
    successfully facilitated a wide range of loans, catering
    to various needs and situations.
    Because we are not bonded to one specific compa

  • Rockland Employees Federal Credit Union
  • 170 East Central Avenue, Spring Valley, NY, 10977
  • Lends in New York
  • Rockland Employees Federal Credit Union is committed to providing the best possible financial services, value and financial education to its diverse membership. Rockland Employees Federal Credit Union (REFCU) is a not-for-profit financial institution, founded in 1962 by people just like you who believe in the values of the community.

  • Money Depot LTD
  • 259 W Route 59, Spring Valley, NY, 10977
  • Lends in New York
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply

  • Prodigy Mortgage Corp
  • 3 Dalewood Court, New City, NY, 10956
  • Lends in New York
  • Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.