USDA Vs. FHA Pro and Con comparison in Sloatsburg, Rockland County, NY

In 2025, USDA loan limit in Sloatsburg, county of Rockland, NY is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Sloatsburg, county of Rockland, NY

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Sloatsburg, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NorthMarq
  • 3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
  • We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.
  • Flashpoint Mortgage Corp
  • 8120 Penn Ave S, Suite 100P, Bloomington, MN, 55431
  • Flashpoint Mortgage Corp. We are a full-service mortgage company based in Bloomington, Minnesota. We specialize in home loans in Bloomington. We also serve the surrounding cities in Hennepin County. Whether you are buying a home or refinancing and we can help you realize your dream of homeownership or save you money.
  • Bank of Kilmichael
  • 120 North Depot Ave., Kilmichael, MS, 39747
  • Since 1904 Bank of Kilmichael has been committed to community banking and to our local towns and cities. If there’s one thing we've learned over these past 100-plus years of serving our customers, it’s that friendly goes a long way. A long way toward keeping our customers loyal year after year, generation after generation.
  • Emerald Coast Federal Credit Union
  • 502 Woodward Avenue, Port Saint Joe, FL, 32456
  • The Emerald Coast Federal Credit Union is a full-service financial cooperative, dedicated to serving its membership. We were originally chartered in 1939 as St. Joe Papermakers Federal Credit Union to serve the employees and their families of the local paper mill. In 1998, we became Emerald Coast Federal Credit Union and converted.
  • Optima Lending LLC
  • 2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408
  • Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals
  • Berins Enterprises Inc
  • 1071 County Highway 10, Suite 220, Minneapolis, MN, 55432
  • We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.
  • The First National Bank of Gilbert
  • 2 North Broadway, Gilbert, MN, 55741
  • We offer a wide variety of checking accounts and savings plans to suit your special needs. As we are an independent bank serving the Iron Range area since 1908, our products and services are designed for customers within our local community. We're here to serve you, in a prompt, efficient, and friendly manner.
  • Miners National Bank of Eveleth
  • 401 Grant Ave, Eveleth, MN, 55734
  • The Miners National Bank of Eveleth is an independent, family-owned, community bank located in downtown Eveleth. Established in 1903, we are a full service institution specializing in personalized service for all your personal and business needs. To help you keep up with the fast pace of the world today, we offer you access to your account info.
  • Teamsters Credit Union.
  • 9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434
  • Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends
  • Ocean Mortgage Capital
  • 601 21st Street, Suite 300, Vero Beach, FL, 32960
  • Ocean Mortgage Capital, Inc. (OMC), whose principal has 20+ years of lending experience, is the premier residential mortgage broker on Florida's Treasure Coast. OMC handles all of your mortgage financing needs - including conventional and FHA loans, No-Doc Mortgage investor loans and Reverse Mortgages.