USDA Vs. FHA Pro and Con comparison in Rensselaer, Rensselaer County, NY
In 2025, the USDA loan limit for Rensselaer, in the county of Rensselaer, NY, is
$336,500. For a single-family home, the FHA limit is
$472,030.
Use the Lendersa® USDA loan calculator to compare today’s most competitive rates between USDA and FHA.
Assess the necessary income, credit, reserves, and documents needed to qualify.
Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA
loans, aiding in choosing the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Rensselaer, Rensselaer, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Options for USDA and FHA in Rensselaer, NY
Lendersa®'s mission is to help you quickly secure the best possible USDA or FHA loan.
Choose one of three initial paths to connect with matching lenders and discover USDA loan programs.
A USDA home loan, a government-backed mortgage loan by the Department of Agriculture, is
referred to as a USDA rural development loan or USDA mortgage, available only in rural
neighborhoods. Contrary to FHA loans that require at least a 3.5% down payment, USDA loans require
no down payment, offering a significant advantage to eligible applicants.
Matrix Real Estate is your 1 Stop Real Estate and Mortgage Broker. With competitive edge with wholesale mortgage rates and service that is unmatched. We have streamlined the process of buying or selling a home to make it easier for you. We have built a team of industry experts to make sure you have access to local home inspectors
We are a full service direct lender/mortgage broker with the ability to assist our clients obtain a home loan anywhere in the State of California. Our greatest assets are our loan officers, with over a century of collective experience, as well as a full in-house processing staff.
445 Bush Street, Suite 500, San Francisco, CA, 94108
Plum Lending is revolutionary commercial real estate lending, combining the world of data science with traditional lending. Our mission is to help borrowers meet their funding needs with the most efficient and optimal process in the industry. We provide smart and reliable funding options.
600 California St, Suite 15-007, San Francisco, CA, 94108
SunnyHill Financial has over 50 years of combined mortgage experience, ranging from some of the oldest banking institutions to the newest mortgage Fintech startups. You will be working directly with the owners of the company and alos Proudly service are Az, Ca, Co, GA, MI, NC, OH, FL, OR, PA, TX, and UT.
1680 Tiburon Blvd, Unit 9, Belvedere Tiburon, CA, 94920
Golden Gate Lending Group is the premier customized mortgage lender throughout the Bay Area. Boutique, tailored, and exclusive, we specialize in serving home buyers with temporary mortgage solutions that fits into our clients overall long-term financial plan. Principal and Founder, Sofia Nadjibi—with nearly two decades of experience.
1610 Tiburon Boulevard, Suite 102, Belvedere Tiburon, CA, 94920
DiVita Home Finance was formed in 2007 with the simple goal of offering our clients significantly more home mortgage options compared to their limited local retail banks. With over 40 lender relationships and growing, we can find the right home loan solution for your situation. Most of our Loan Officers have decades of experience
30 N San Pedro Rd, Suite 115, San Rafael, CA, 94903
Marin County’s favorite credit union for good reason: We give you the very best value for all your banking needs along with the friendly service you won’t get anywhere else. We offer low rates and fewer or no fees on Auto Loans, Home Equity Lines of Credit, Credit Cards and Signature loans plus 100% free Checking with free Mobile Banking.
4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
Financial Concepts, Inc. is a full service Real Estate, Mortgage Brokerage, Tax Preparation and Financial Services company. We focus on a wide variety of clients with the ability to meet virtually most anyone’s needs.
Our real estate division specializes in residential, investment and relocation properties for both buyers.
4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
Mayfair Mortgage Industry Veteran and Market Leader with in-depth experience in the Real Estate and Mortgage Banking industry. Licensed Real Estate Lending in San Francisco Bay Area since 2006. Extensive background & Specialist in Corporate and Residential relocations, Project management, Property Development, and Contract negotiation.
4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
"Our mission is to assist property owners with achieving their goals. We loan on all types of properties and help all types of people.
Residential Refinance or Purchase-We are approved with dozens of lenders and shop for the lowest rate on your behalf. Because we are approved with many lenders, we are the Broker you want to apply with."
