USDA Vs. FHA Pro and Con comparison in Richmond, Ontario County, NY
In 2025, the USDA loan limit in Richmond, located in the county of Ontario, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's best rates between USDA and FHA loans, determining the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in best suits your financial situation.
Loan limits and downpayment requirements for 2025 in Richmond, Ontario county, NY
Type of Loan
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Richmond, NY
Lendersa® aims to deliver the most suitable USDA or FHA loan with speed and simplicity. Choose from one of three initial strategies to link with lenders and match the available USDA loan opportunities.
The USDA home loan is a government-backed program provided through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and it is exclusively available in rural areas. In contrast to FHA loans which require at least a 3.5% down payment, the USDA loan offers the advantage of requiring none.
InTrust Mortgage As a professional company with nearly two decades in the mortgage business,our advisers have held positions on both sides of the table - as a retail Loan Originators, wholesale Account Executive & as the managers for national mortgage banks. At InTrust Mortgage we have the financial acumen to give you accurate information and advic
Founded and based in Texas, GFM has served the Lone Star State exclusively since 2005. Our core business philosophy is revolutionizing how customers get mortgage loans with a rare combination of GREAT Service and Low Rates. Unlike traditional lending our Loan Advisors are not compensated by the rates or fees charged on loans.
V3 Lending approaches commercial real estate and business lending with our clients in mind. We understand that each client’s situation is unique and not everyone falls under a black and white lending guideline. Business owners and real estate investors frequently need customized financing solutions that resolve their unique situation.
We can structure commercial real estate scenario for refinancing or purchase. With our years of experience and extensive funding sources, we’re able to secure financing for even the most difficult transactions. The mission of MDN Capital Consulting, LLC is to be more than just a mortgage brokerage firm. We strive to provide guidance
6136 Frisco Square Blvd, Suite 350, Frisco, TX, 75034
"At Evolve, we empower mortgage lenders, servicers and investors with the ability to focus on high value activities that grow revenue, while letting others handle routine tasks.
By outsourcing time-consuming work that fluctuates with volume and unpredictable market influences, Evolve enables companies to streamline operations while dramaticall
Pam Thorn connect people with their dream of home ownership, whether first-time buyers, move-up buyers or those wanting to refinance. By reviewing goals and discussing options up front, I can provide loan programs that meet needs and enhance long-term wealth. Pam Thorn is a concierge lender, available outside of "banker hours".
Lear Financial Group both retail and wholesale mortgage lending as Branch Trainer, Senior Account Executive, Sales Manager, Sales Training Manager and Loan Officer. My extensive experience helps me to ensure that my clients are not only getting the best loan for their unique situation
Debbie Bloyd, the founder of DLB Mortgage Services, has had experience in mortgage, estate planning, investments, insurance, and real estate. We provide the best rates and overall financial analysis for our clients. Debbie has a real estate license and helps you navigate any problem you are facing.
6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
S&S Funding Inc. We are licensed mortgage Company dedicated to providing a fast, transparent mortgage experience backed by superior customer support. From our offices in Frisco Tx, we're using diversified, tailored fit loan program to change the way people finance their dream homes
