In 2025, the USDA loan limit in Richmond, located in the county of Ontario, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's best rates between USDA and FHA loans, determining the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in best suits your financial situation.
Loan limits and downpayment requirements for 2025 in Richmond, Ontario county, NY
Type of Loan
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Richmond, NY
Lendersa® aims to deliver the most suitable USDA or FHA loan with speed and simplicity. Choose from one of three initial strategies to link with lenders and match the available USDA loan opportunities.
The USDA home loan is a government-backed program provided through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and it is exclusively available in rural areas. In contrast to FHA loans which require at least a 3.5% down payment, the USDA loan offers the advantage of requiring none.
Holyoke Credit Union was organized in 1911 as a Massachusetts state-chartered credit union to deliver a full assortment of consumer banking services to its members. Today, Holyoke Credit Union is chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks.
End of Alloway Creek Neck Road, Hancocks Bridge, NJ, 08038
The PSEG Nuclear Employees Federal Credit Union is an independent financial institution owned by and operated for its members. Our Mission is to provide competitive, quality service to meet our members' needs, while securing the operational security and financial stability of the credit union.
"NewDay USA is building our nation's leading VA mortgage company, serving America’s veterans and their families, to help Veterans like you get the financial security and peace of mind you deserve.
Since 2004, NewDay USA has set out to improve the lending experience for Veterans, Service members and their family members."
8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
Imperium Mortgage We are a people-centric organization that not only seeks to minimize the impact of our business on the environment but also shares concerns that will be confronted by future generations. You do not normally expect to hear this from a mortgage company, but the fact is, we finance people’s future.
8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
Access Financial Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We, at Trust Bridge, understand the complexities of every deal. With that in mind, we offer a plethora of lending options that allow for flexible and efficient solutions to your investing needs.
To provide options so the investors are in the best position possible to grow their businesses.
416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws
General Electric Credit Union is a full-service financial institution. Because it’s your money. Your dreams. And our commitment. Helping you achieve your financial dreams since 1940! We offer student checking accounts, FREE for up to 4 years, VISA Credit Cards at great rates, mortgages, home equity loans & lines with no application or annual fees!
RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.
We were founded in 1952 as Silver Spring Postal FCU to serve postal people working in Silver Spring, MD. We were organized to provide all our members with a safe place to save and borrow at reasonable and affordable rates. All Postal employees in Maryland, Virginia, and Pennsylvania and their families are eligible to join MVP Postal & Printing FCU.
