In 2026, the USDA loan limit for Hopewell, in the area of Ontario county, NY, is $336,500, while the FHA limit for a single-family home is $472,030.
To compare today's leading USDA and FHA rates, utilize the Lendersa® USDA loan calculator. It helps determine the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best financial program for your particular situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to help you secure the best possible USDA or FHA loan promptly and effortlessly. Choose one of three starting positions that lead to matches with lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is accessible solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans do not require any down payment, offering an advantage to eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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