USDA Vs. FHA Pro and Con comparison in Gorham, Ontario County, NY
In 2025, the USDA loan limit for a single-family home in Gorham, Ontario county, NY, is $336,500, whereas the FHA loan limit is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates. Determine income, credit scores, reserves, and documents necessary for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you decide which program suits your financial circumstances best in .
2025 Loan Limits and Down Payment Requirements in Gorham, Ontario, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Gorham, NY
Lendersa® aims to find the best USDA or FHA loan quickly and without hassle. Choose one of three starting options to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage. Available solely in rural areas, unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Mortgage Financial Group, Inc. operated in Mount Dora, FL out of a rented space for approximately 5 years before purchasing what is now its main headquarters in Tavares located in the center of FL respectively. Though a local lender, the company is currently licensed in four states
1900 Boothe Circle, Suite #100, Longwood, FL, 32750
i3 Lending is a leading provider of mortgage services. With our large network of lenders, we are able to offer our clients the most competitive rates on the market, unique loan programs, and specialty products. Our commitment to building strong client relationships through expert customer.
Arvest Bank is a regional Bank that operates in a unique, customer-focused way. Arvest delivers the convenience and technological advantages of a large super-regional Bank but with the local commitment and decision-making of a local community Bank. Our primary focus is on meeting and exceeding customer expectations through convenient hours
Arvest is one of commitment started by our founders, an intense dedication to focusing on the customer. This philosophy has remained the same during our growth from a small bank to a group of community banks able to provide a complete range of financial services. Arvest has more than 200 banking locations that are part of 14 locally managed banks.
Independent Thinking, Independent Banking. Founded in 1946, the Citizens Bank of Florida is a financial institution that provides a variety of banking services. It offers savings, checking and money market accounts. The bank also provides certificates of deposit and individual retirement accounts.
Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.
1755 West Broadway Street, Suite 2, Oviedo, FL, 32765
At 1st Residential Funding, we make you feel at home during your home loan process. We are a family-owned company that was founded in 1999 with the commitment to find you the most competitive interest rates and closing costs available. We shop hundreds of lenders in order to provide the loan best suited for you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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Most lenders charge an average of $800-$1200 in lender fees to do your loan. I believe you should have the lowest closing costs and overall deal on a mortgage when you work with our team...PERIOD!
