USDA Vs. FHA your options comparison in Canandaigua, Ontario County, NY
For the year 2025, the USDA loan limit in Canandaigua, situated in Ontario County, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to assess current USDA versus FHA rates. This tool helps determine the necessary income, credit standard, reserves, and required documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal program in tailored to your financial needs.
2025 Loan Limits and Down Payment Requirements in Canandaigua, Ontario, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options Available in Canandaigua, NY
Lendersa® aims to efficiently connect you with the most suitable USDA or FHA loan options, ensuring a seamless experience. Begin with one of three pathways to find matching lenders for USDA loans.
A USDA home loan, endorsed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available solely within rural regions. Contrary to FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment.
We strive to provide you with a professional and personable team that is committed to helping you obtain home financing that fits your needs. Exceeding your expectations through our array of lending options, competitive rates and outstanding customer service is our number one goal.
2583 North West Monterey Pines Drive, Bend, OR, 97703
Tracia Larimer began in the mortgage industry in 1991 after a friend prompted me to consider this field as a career choice. Through Tracia's large network of lenders, she is able to offer a diverse array of loan products and terms from my mortgage toolbox - conventional, jumbo, FHA, VA USDA and non-conforming loan products.
At High Lakes Lending, LLC, we look forward to meeting with you in person any chance we can get. Please feel free to schedule a meeting to discuss your Home Buying or Refinance plans. Too busy for an in person meeting? We also will schedule meetings by phone or video conference.
Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se
A Northwest original since 1940, we’re one of Washington State’s largest credit unions, driven by the purpose of standing with members, employees and the community through all waves of life. Sound provides authentic and trusted financial support and services with full-service branches around the Puget Sound. credit unions,
Founded in 1934 by nine employees of the City of Tacoma who weren’t getting the financial help they needed at traditional banks, TAPCO Credit Union has always been committed to working families. Originally opened as City Credit Union of Tacoma, our first branch was located under the stairs of the Old City Hall in downtown Tacoma.
345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.
Commencement Bank, headquartered in Tacoma, WA, was formed in 2006. We provide traditional, reliable, and sustainable banking in Pierce County, South King County, Thurston County and the surrounding areas. Our team of experienced banking experts focuses on personal attention, flexible service, and building strong relationships with customers.
