USDA and FHA Pro and Con in Sayville, Suffolk County, NY
In 2025, the USDA loan limit for the city of Sayville within Suffolk county, NY, is set at $776,600. Conversely, the FHA limit for a single-family house is pegged at $1,089,300.
Leverage the Lendersa® USDA loan calculator to juxtapose today's leading USDA and FHA rates, evaluating the income, credit standing, reserves, and required documents to qualify. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you in discerning which program in suits your financial circumstances best.
Loan Ceilings and Downpayment Requirements for 2025 in Sayville, Suffolk County, NY
Loan Type
Cap on Loan
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Choosing USDA and FHA Loan Options in Sayville, NY
The objective of Lendersa® is to rapidly secure an optimal USDA or FHA loan, minimizing hassle. Choose from three alternatives to connect with matching lenders and USDA programs.
A USDA home loan is backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, available solely in rural communities. Distinct from FHA loans, requiring a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
28338 Constellation Road, Suite 900, Valencia, CA, 91355
Established in 1993, American Family Funding has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout California.We are a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
"Pacific Funding Mortgage Division, established in 1995 by President Mike Moeller, has been a top trusted mortgage lender for over 20 years.
As a full-service, direct lender we perform both broker and banker sides of each mortgage transaction, which distinguishes us as a leading mortgage company. "
RC Advantage offers refinance and purchase transactions with the best possible financing. We are a licensed California mortgage lender, and pride ourselves in offering real estate purchasers and refinancers the best financing terms available. #1665027vantage offers refinance and purchase transactions with the best possible financing.
426 Sutton Way, Suite 114, Grass Valley, CA, 95945
We know that each client has unique goals and financial objectives. For this reason, we take the time to provide detailed information and guidance to help our clients navigate through the somewhat confusing loan application process. We take pride in being a part of your home-buying team and will always take the approach
1740 E. Main Street, Suite 102, Grass Valley, CA, 95945
Olympia Mortgage and Investment Company, Inc. is a premier lending institution and investment company specializing in mortgage loans secured by California real estate funded by private investors.Olympia Mortgage and Investment Company, Inc. provides the finest in long and short-term financing balancing needs of both borrower and investor.
Discover Flexi-View Lending—your trusted financial partner! With a dedicated team led by Jesse Low, we empower clients through personalized lending solutions. Whether you're purchasing a new home or refinancing, our tailor-made services adapt to your financial goals. Contact us at [email protected] for advice that transforms dreams into re
1999 Avenue of the Stars, Suite 1100, Los Angeles, CA, 90067
Scott Griffin Financial Management Solutions specializes in high-end residential mortgages, offering loans in California. The brokerage caters to high-net-worth individuals to offer 'A' Paper Jumbo Loans through concierge-grade, specialized service.Scott Griffin Financial is one of only a small number of brokerages that can offer the patented.
10100 Santa Monica Blvd. #300, Los Angeles, CA, 90067
Hard money lenders are usually private investors or businesses that specifically handle this type of loan. We offer business loans with the lowest rates, quickest approval times and minimal red tape.
We specialize in Hard Money Lending in San Diego.A hard money loan is a way for you to borrow money for property without resorting to traditional
2029 Century Park E, Suite 400 Office 487, Los Angeles, CA, 90067
"Led by the Guzzo's family for over five generations in Europe, Guzzo & Co has been primarily associated with merchant activities.
Started as an investment company in Italy, Guzzo & Co has expanded its presence in North America with a Mortgage Lending division and continues today to be an active independent investment firm"
1880 Century Park East, Suite 412, Los Angeles, CA, 90067
With Over 30 Years of Combined Experience, Our Team has the Knowledge and Expertise to Ensure Professional, Accurate, High-Quality Service. We can give you an answer within 24 hours to see if you qualify for financing even if you have been turned down by other lenders. We put together a repayment plan with our borrowers that works for them.
