USDA and FHA Pro and Con in West-Sayville, Suffolk County, NY
For the year 2025, the USDA loan limit in West-Sayville, located within Suffolk, NY, is noted as $657,900, whereas the FHA limit for a single-family home stands at $822,375.
Utilize the Lendersa® USDA loan calculator to conveniently compare today's best USDA and FHA rates. This tool also helps you comprehend the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in determining the most suitable option for your financial circumstances when considering .
2025 Loan Limits & Down Payment Requirements in West-Sayville, Suffolk, NY
Type of Loan
Maximum Limit
Required Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Lending Opportunities in West-Sayville, NY
At Lendersa®, our mission is to swiftly secure you the ideal USDA or FHA loan options, free of complications. Choose from three starting points to connect with lenders and access USDA loan programs effortlessly.
A USDA home loan, backed by the governmental Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan type is exclusively available in rural areas. It stands out from FHA loans which necessitate a minimum down payment of 3.5%, as the USDA mortgage requires no down payment at all.
The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.
Hibbing Co-op Credit Union (HCCU) has been serving the communities of the Iron Range and the neighboring area with a complete array of financial services since 1939. HCCU is a non-profit, member owned cooperative financial institution with membership privileges available to all residents of northern Minnesota.
Bank of Maple Plain, one of Minnesota's longest standing institutions, is just that kind of bank. Since 1905, they've been providing customers like you with excellent banking service. Open a checking or savings account here for safe and secure banking. We offer a wide array of products and services for consumers as well as business customers.
3255 NW 94th Ave, Suite 8251, Coral Springs, FL, 33075
ATS Financial, a subsidiary of ATS Investments Group LLC, through its partnership with Fundwise Capital, offers business loans to help you grow your business. Among the products offered are: Equipment Leasing, Accounts Receivables, SBA Loans and Business Lines of Credit. We have expert consultants that will guide you through the process of funding
Florida Sands is a full-service real estate brokerage working with buyers and sellers in Broward, Southern Palm Beach and Northern Miami-Dade Counties. Located in the heart of East Pompano, we thrive on helping our customers through a unique team approach. Florida Sands is the best place to develop and grow your real estate business.
Pompano Beach Employee Credit Union has been serving the employees & their families since 1956. Over the years the Pompano Beach Employee Credit Union has grown in assets in excess of 10 million. We are regulated by the National Credit Union Administration (NCUA), an agency of the Federal Government, and the State of Florida Department of Banking.
FAITH MORTGAGE CORPORATION is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
"Mortgages Unlimited was founded on the belief that everyone deserves a home and everyone deserves a mortgage to fit their financial needs.
At Mortgages Unlimited, your Loan Officer will be with you every step of the way, from the initial application to the closing table. We do not outsource the processing of your loan."
Farmers Trust and Savings Bank is an employee-owned, community bank with offices in Buffalo Center, Lakota, Britt, Lake Mills and Bricelyn . FTSB strives to make our communities better places to live and work. We specialize in ag lending, and offer a variety of products and services to meet your personal and business needs.
Founded in 1943, Highland Bank is a privately-held, business-focused bank, serving small business and individual customers throughout the Twin Cities metro area. Through on-line channels, Highland offers services to individual customers outside of the Twin Cities. Our specialty is small business lending, with emphasis in real estate lending.
