USDA Vs. FHA your options comparison in West-Sayville, Suffolk County, NY
For the year 2025, the USDA loan limit in West-Sayville, located within Suffolk, NY, is noted as $657,900, whereas the FHA limit for a single-family home stands at $822,375.
Utilize the Lendersa® USDA loan calculator to conveniently compare today's best USDA and FHA rates. This tool also helps you comprehend the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in determining the most suitable option for your financial circumstances when considering .
2025 Loan Limits & Down Payment Requirements in West-Sayville, Suffolk, NY
Type of Loan
Maximum Limit
Required Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Lending Opportunities in West-Sayville, NY
At Lendersa®, our mission is to swiftly secure you the ideal USDA or FHA loan options, free of complications. Choose from three starting points to connect with lenders and access USDA loan programs effortlessly.
A USDA home loan, backed by the governmental Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan type is exclusively available in rural areas. It stands out from FHA loans which necessitate a minimum down payment of 3.5%, as the USDA mortgage requires no down payment at all.
Become is an end-to-end financial optimization platform for SMBs. Its one-of-a-kind loan marketplace uses advanced algorithms to provide SMBs with customized funding offers to help them grow and successfully scale their business.
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BayMark Financial, Inc. is a small, but efficient, full service mortgage brokerage firm located in the heart of the San Francisco Peninsula, specializing in the origination and servicing of short-term Trust Deed Notes. BayMark Financial is a real estate broker licensed by the California Bureau of Real Estate.
1670 South Amphlett Blvd, Suite 214, San Mateo, CA, 94402
Commercial Mortgage Corporation offers the best personalized mortgage services available on the Internet - easy, convenient shopping for the best loan programs and most current rates available, together with the assistance of an experienced. For old fashion service, you will always work with a "live" loan officer to guide you through.
SIMONS & COMPANY is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial.
Mortgage Services offers automated underwriting; a knowledgeable and experienced staff; and extremely competitive pricing on everything from conventional/conforming fixed and adjustable rate products, through jumbo intermediate ARM's and home equity loans.Mortgage Services is dedicated to delivering its products and services on time.
1010 S. El Camino Real, Suite A, San Mateo, CA, 94402
Allwin Capital has been providing service to clients from our San Francisco Bay Area base since 2010. Collectively, our consultants have over 100 years of experience in the mortgage industry.
We are an independently owned and operated business, and welcome clients from the entire state of California
JB Private Investments mission is to provide alternative financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area. The company services are Commercial Multi Family, Construction, SFR Residential Investment, Bare Land
JB Private Investments is a mortgage company located at 651 Fordham Road, San Mateo, CA 94402. JB Private Investments mission, is to provide alternate financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area.
Redwood Mortgage is an established direct lender with over 40 years of experience in arranging and funding mortgage loans in California. Redwood Mortgage has funded $2 billion in loans and currently manages a loan portfolio of over $275,000,000. We review the borrower’s financial situation, as well at the property’s quality and equity.
Ellison Lending has over 20 years of experience serving the Bay Area and all over California with lending solutions that meet your specific situation. Our goal is to make your real estate transaction happen as efficiently as possible. We want to make lending a positive experience and build a lasting relationship.
