During 2025, the USDA loan cap in Islip, located in Suffolk county of NY, is $776,600, whereas the FHA cap for a single-family house is $1,089,300.
The Lendersa® USDA loan calculator is a useful tool to analyze today's optimal USDA versus FHA rates. It allows examining the necessary income, credit, reserves, and documents for eligibility. By utilizing our comprehensive mortgage calculator, you can conduct a side-by-side comparison of USDA, FHA, Conforming, and VA loan programs to decide the most suitable offer in , tailored to your financial context.
2025 Loan Ceilings and Down Payment Specifications in Islip, Suffolk, NY
Type of Loan
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loan Options in Islip, NY
The aim of Lendersa® is to promptly and easily secure the best USDA or FHA loan for you, with no fuss. Begin by choosing one of three strategies that connect you with lenders and USDA loan program opportunities.
A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA Rural Development Loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment at all.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.
Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
1127 International Parkway, Fredericksburg, VA, 22406
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
MAC Professional Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.
Virginia Partners Bank® and Maryland Partners Bank® because we believe that our residents and businesses deserve a local bank. We enjoy living here and getting to know our neighbors, the people we do business with. We’re active in the community, love its history, and offer support by donating our time, talents, and resources.
At Security Trust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
2093 Jefferson Davis Hwy, Fredericksburg, VA, 22401
NEW DOMINION FINANCIAL, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
At Oak View National Bank, our commercial lending program is focused on tailoring a loan to your exact need while providing fast, local service. As your local community bank, we make all loan decisions locally and go the extra mile to ensure your commercial loan is right for your needs.
