In the year 2025, within Oakdale, county of Suffolk, NY, the USDA loan limit is $776,600, while the FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to juxtapose today’s best rates for USDA and FHA loans. This enables understanding of the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you to the optimal program for your financial situation in .
2025 loan limits and down payment requirements for Oakdale, Suffolk, NY
Type of Loan
Loan Limit
Minimal Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Alternatives in Oakdale, NY
Lendersa® is committed to helping you secure the most advantageous USDA or FHA loan swiftly and effortlessly. Begin with one of the three available pathways to connect with matching lenders and USDA loan opportunities tailored to your needs.
USDA home loans are government-guaranteed through the Department of Agriculture, often referred to as USDA rural development loans or USDA mortgages, targeted at rural communities. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages entail no down payment at all.
We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.
The Loan Tree specialize in FHA 203K & Fannie Mae HomeStyle Rehabilitation Mortgages that allow for the purchase or refinance of your home while providing additional funds for rehab/improvements We also offer Low/No closing cost Conventional mortgages as well as FHA & VA mortgages at low fixed rates
Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, AMG has grown to serve not only the greater New Jersey area, but also a vast portion of the United States. With branch offices up and down the East Coast
Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
Motion is a not-for-profit, member-owned, volunteer-directed financial cooperative that provides sound, customized banking solutions for member/owners and their families. Motion exists to assist our member/owners with better cash flow management, while exceeding their financial service expectations.
795 Franklin Ave, Bldg C, Suite 202, Franklin Lakes, NJ, 07417
At Taylor Financial Group (TFG), we have always focused on the needs of high net worth clients, assisting with portfolio management, financial planning, retirement income, and taxes. Our goal at TFG is to decrease our clients’ taxes as much as possible in retirement in order to build wealth during their lifetime (and for generations to come).
Community Financial Services FCU is a not-for profit, member owned financial organization. It was originally chartered in 1949 as “Linden Assemblers FCU” by the General Motors assembly plant workers of UAW Local 595. Today membership is open to anyone who lives, works or worships in Union County, NJ.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide real estate financing to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
