In 2026, the USDA loan limit for Southport, county of Chemung, NY is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA. Determine the necessary income, credit scores, reserves, and documents needed to qualify. Our advanced calculator offers a view of USDA, FHA, Conforming, and VA options side by side, assisting you in finding the best program for your financial need in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose from three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
