USDA Loan Vs. FHA loan pro & con Southport, Chemung County, NY

In 2025, USDA loan limit in Southport, county of Chemung, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Southport, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(562) 987-3205 2303 miles Lender's profile and map Reviews American West Mortgage 55318 E 2nd St, Suite 584, Long Beach, CA, 90803 American West Mortgage since in 1991 and this company president of the Roger Hinkle American West Mortgage Mortgage Banking and Broker of home loans. We make home loans primarily in California. Conventional, FHA, Jumbo. Fixed and Adjustable rate loans. Both Residential and Commercial properties.
(562) 439-3344 2303 miles Lender's profile and map Reviews Woody Financial Realty Corp. 5580 E. Second Street Suite 211, Long Beach, CA, 90803 Woody Financial Realty Corporation is a member of the Pacific West Association of Realtors, the Southern Regional Multiple Listing Service and the California Mortgage Association. The Company markets aggressively in large Broker network marketing sessions and in Real Estate publications.
(559) 233-1788 2303 miles Lender's profile and map Reviews Fresn credit union 1004 North Van Ness Ave, Fresno, CA, 93728 On December 3, 1954, The Fresno Police Department Credit Union was established. The original location was in one of the rooms at the old police department in downtown Fresno. The first member to join our credit union was our police chief at that time. Now we have almost 4000 members.
(213) 387-8888 2303 miles Lender's profile and map Reviews HomeIT Lending 695 S Harvard Blvd, Los Angeles, CA, 90005 HomeIT Lending is a fast growing mortgage company with a firm commitment to delivering quality service to our customers. We offer a wide range of mortgage products with competitive rates and fast closing. We pride ourselves on providing superior customer service and creating satisfied customers.
(323) 633-0319 2303 miles Lender's profile and map Reviews Dior Realty 611 South Catalina, Suite 310, Los Angeles, CA, 90005 At Dior Realty We know how important it is to purchase or sell a home; that’s why we founded our business as a way to help & educate our community. Diorella is a hands on realtor. She's been in the industry for 19 years. Only and always strive for her clients' best interests. Her experience and knowledge is what sets her apart from other agents.
(310) 834-6411 2303 miles Lender's profile and map Reviews ILWU Credit Union PO Box 7629, Long Beach, CA, 90807 ILWU Credit Union was founded in 1954 by Local 13 members Benny McDonald, Pete Moore, and Tony Arriaga. The Credit Union was founded as a financial cooperative to provide a place for longshoremen to cash their paychecks, save, and borrow money at reasonable loan rates. The Credit Union operated out of a small building next to the Local 13 Union.
(424) 644-4633 2303 miles Lender's profile and map Reviews Carina Slepian 626 Avery Place, Los Angeles, CA, 90807 "Carina is as an expert negotiator and strategic thinker, who has served real estate clients since 2005. Behind her success in real estate, she also has: Hundreds of successfully closed transactions; both listing and buying 20 years of corporate experience Solid project management skills as a PMP.
(562) 756-4000 2303 miles Lender's profile and map Reviews Peter Benjamin - Loan Officer 3707 North Country Club Drive 4, Long Beach, CA, 90807 Pete Benjamin understands the importance of making homeownership attainable. He is committed to helping Los Angeles-area clients obtain the right mortgage for their unique needs and facilitating the real estate process from start to finish. Pete understands there is no one-size-fits-all solution when it comes to home loans.
(562) 335-9593 2303 miles Lender's profile and map Reviews The Standard Estates 4000 Long Beach Boulevard, Suite 204, Long Beach, CA, 90807 we will work tirelessly to help purchase or sell a property in Los Angeles County, Orange County, or other nearby areas. We'll ensure we make the process enjoyable and successful. Looking to sell? We'll endeavor to sell your property in a timely fashion, at the best possible price, all in a highly professional manner.
(562) 637-3121 2303 miles Lender's profile and map Reviews Shoreline Financial Services 4000 Long Beach Boulevard, Suite 304, Long Beach, CA, 90807 Shoreline Financial Services is a family-owned business, with a passion for helping other families and individuals improve their wellbeing. We are a mortgage broker affiliate with Fannie Mae, Freddie Mac, PennyMac, Quicken Loans, Caliber Home Loans, Citadel Home Loans, United Wholesale Mortgage.
855 671 7700 2303 miles Lender's profile and map Reviews changemyrate.com 4320 Atlantic Avenue Suite 216, Long Beach, CA, 90807 ChangeMyRate.com® is an Equal Housing Opportunity mortgage company. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age because all or part of your income may be derived from any public assistance program.
(818) 761-7234 2303 miles Lender's profile and map Reviews Lendingbee, Inc 4605 Lankershim Blvd, Suite 419, North Hollywood, CA, 91602 Lending Bee, Inc. offers hard money loans on single-family residences, multi-family residences, commercial, industrial, and special purpose properties. We can do major rehab hard money loans, fix n’ flip loans, and ground up construction loans as well. We finance acquisition, development, refinance and Cash Out transactions.