USDA VS FHA in Minoa, Onondaga County, NY

In 2025, the USDA loan limit in Minoa of Onondaga County, NY, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates, determining the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, which aids in finding the best program in suited for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Minoa, Onondaga, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Minoa, NY

Lendersa® aims to secure the best USDA or FHA loan for you efficiently and without hassle. Choose from three pathways to connect with lenders and USDA loan programs effectively.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NY

A USDA home loan, supported by the Department of Agriculture—also termed a USDA rural development loan or USDA mortgage—is available solely in rural areas. Unlike FHA loans, requiring a minimum down payment of 3.5%, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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