In 2026, the USDA loan limit for Walworth, within Wayne county in NY, is set at $336,500. For a single-family home, the FHA cap is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare today’s top USDA versus FHA rates.
Understand the income, credit, reserves, and required documents to qualify.
Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side,
aiding you in selecting the best program for your particular financial context in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, we aim to secure the best possible USDA or FHA loans swiftly and without complications. Opt for one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, often termed a USDA rural development loan or USDA mortgage, intended for use in rural areas only. In contrast to FHA loans that insist on a minimum 3.5% down payment, USDA loans typically require none, providing a distinct advantage for qualifying applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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