USDA Vs. FHA your options comparison in Macedon, Wayne County, NY

In 2025, the USDA loan limit for Macedon in Wayne county, NY, is established at $336,500. For single-family homes, the FHA limit is $472,030.

The Lendersa® USDA loan calculator helps you compare top USDA versus FHA rates available today. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Macedon, Wayne, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Macedon, NY

Lendersa® is committed to securing you the best USDA or FHA loan efficiently and with ease. Consider one of three starting points to connect with lenders and suitable USDA loan programs.

Lendersa results of USDA loan requests

Understanding USDA Loans in NY

A USDA home loan is guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, designated for use in rural areas only. Unlike FHA loans which require at least a 3.5% down payment, USDA loans are typically no-down-payment, offering significant benefits to eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • We Save Loans
  • 554 SE Port St Lucie Blvd, Port Saint Lucie, FL, 34984
  • "We are your local mortgage heroes! We are a team of problem-solvers. Knowledgeable, patient, and caring, we are determined to get you approved for your loan and into your home. As a local mortgage broker, we access to all loan options on the market for you. We are not restricted to only a handful of programs."
  • SWBC Mortgage
  • 201 SW Port St Lucie Blvd #105, Port Saint Lucie, FL, 34984
  • SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity, and stability in 39 states.
  • Home Loans Port St. Lucie Florida
  • 138 SE Felix Ave, Port Saint Lucie, FL, 34953
  • Every client has unique circumstances when it comes to applying for a mortgage loan. You can rely on mortgage lender Chuck Favoroso to use his experience and knowledge as a loan officer to do the research and find the best mortgage loan with the lowest rates and best terms based on your personalized situation.
  • Hometown Financial Services
  • 1186 SW Gatlin Blvd, Port Saint Lucie, FL, 34953
  • The Hometown Financial Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Mortgage Masters Group
  • 481 SW Port St. Lucie Blvd., Suite A, Port Saint Lucie, FL, 34953
  • We work as an incredible Mortgage Consulting team to guide each of our clients in a very personalized manner to help them arrive at the best decision for their specific Lending needs and future plans in regards to their Home Loan choices or Commercial Loan / Business Investments.
  • Consumer’s Federal Credit Union
  • 301 West Highway 18, Gregory, SD, 57533
  • 1977, Consumer’s Federal Credit Union opened its doors in a small room located in the local Rosebud Farmer’s Union building. For twenty-three years, this is where the Credit Union called home. In October of 2000, the Credit Union broke ground at its current location on Highway 18. Subsequently.
  • CNext Bank
  • 505 North Vienna Street, Ruston, LA, 71270
  • Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.
  • Adams County Bank
  • 401 North Smith Ave, Kenesaw, NE, 68956
  • Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934. To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996. In 2009, work began on the construction of a brand new building
  • The Peoples National Bank of Checotah
  • 300 W Gentry, Checotah, OK, 74426
  • Peoples National Bank is headquartered in Checotah OK at the intersection of Interstate 40 and US Highway 69 on Lake Eufaula. PNB takes pride in having served our community since 1911.The main office of PNB is located at 300 West Gentry with our drive-in facility at 310 North Broadway in Checotah.
  • First National Bank in Hominy
  • 117 North Price, Hominy, OK, 74035
  • 1st Bank in Hominy was founded on February 10, 1906 by the Mullendore and Edgington families. On April 26, 1911 the Bank of Commerce changed from a State Charter to a National Charter. In 1935 The National Bank of Commerce merged with the First National Bank & The National Bank of Commerce changed its name to The First National Bank in Hominy.