FHA Vs. USDA loan program for Arcadia, Wayne County, New York

In 2025, USDA loan limit in Arcadia, county of Wayne, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Arcadia, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(503) 297-9900 2230 miles Lender's profile and map Reviews Mortgage Advocates Inc 12670 Northwest Barnes Road, Suite 102, Portland, OR, 97229 Mortgage Advocates Inc professional mortgage specialist, and I'm committed to being personal and intentional with you, the client. I fill out applications with you as opposed to leaving you to complete online forms by yourself and Because I gain business by referral, we have the same goal your happiness.
(503) 380-1100 2230 miles Lender's profile and map Reviews Trinity Capital Funding LLC 830 NW 118th Ave., Portland, OR, 97229 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(503) 690-3088 2230 miles Lender's profile and map Reviews MORTGAGE EXPERTS, INC 15188 NW Central Dr, Suite 217, Portland, OR, 97229 At Mortgage Experts, customers come first. Fast answers are a call away. Brokers are available. What is your biggest asset? For most Americans it's your home. What is your largest liability? For most Americans it your mortgage. If your answer was your home & mortgage? Then who your Mortgage Broker is becomes critical to your financial prosperity.
(909) 882-2911 2231 miles Lender's profile and map Reviews Thinkwise Credit Union 599 N. E St, San Bernardino, CA, 92401 Credit Union officially become, Thinkwise Credit Union. After 63 years, the organization has re-branded to better position the credit union for long-term growth. Thinkwise, is intended to better reflect our current and future members' financial needs and goals. This name change will also allow a chance to reassert our priorities.
(909) 889-0838 2231 miles Lender's profile and map Reviews 1st Valley Credit Union 401 West 2nd Street, San Bernardino, CA, 92401 1st Valley Credit Union began in 1951, serving the city employees of San Bernardino. Over the years, we added other local employer groups to our field of membership. In 1999 the credit union expanded its field of membership to encompass all persons living or working in the cities of San Bernardino, Colton, Rialto, Highland.
(888) 804-8384 2231 miles Lender's profile and map Reviews Affordable Home Loans Inc. 370 West 6th Street, Suite 110, San Bernardino, CA, 92401 Affordable Home Loans Inc. in San Bernardino, California, is a home refinance and loan company with more than 70 years of combined experience in providing the lowest rates in conventional, FHA, VA, and reverse mortgage loans. In our more than 30 years in business, we have helped hundreds of referral clients with our personalized.
(800) 238-9202 2231 miles Lender's profile and map Reviews Financial Services Unlimited, Inc. 11950 SW 2nd Street, Beaverton, OR, 97005 Financial Services Unlimited, Inc provides loan origination for manufactured homes in CAL, OR, WA & TX. We have been operating for over 20 years across the entire nation but have now focused in the above-mentioned regions. Only chattel loan financing is provided, specifically for homes in leased communities or on leased private land
(503) 314-4906 2231 miles Lender's profile and map Reviews Prestige Residential Loans LLC 4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(503) 283-5193 2231 miles Lender's profile and map Reviews United Trades FCU 20210 SW Teton Avenue, Tualatin, OR, 97062 Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.
(503) 646-3900 2231 miles Lender's profile and map Reviews All Pacific Mortgage 8100 SW Nyberg Rd, Suite 295, Tualatin, OR, 97062 Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
(503) 312-4603 2231 miles Lender's profile and map Reviews Value Mortgage Inc 8695 SW Chinook St, Tualatin, OR, 97062 We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients