USDA and FHA Pro and Con in Marion, Wayne County, NY
In 2026, the USDA loan limit for a single-family home in Marion, county of Wayne, NY, is $336,500, whereas the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast the best USDA versus FHA rates available today. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans to help identify the best option for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Marion, Wayne, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Marion, NY
Lendersa® is committed to securing you the best USDA or FHA loans quickly and without hassle. Choose one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—commonly referred to as a USDA rural development loan or mortgage—is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy.
Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing
Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
KGC Federal Credit Union is a member-owned, non-profit financial institution dedicated exclusively to serving the needs of our members. Because we are a non-profit organization, we strive to provide higher yields on savings and lower rates on loans. Decisions are made by our Board of Directors, elected by our membership.
ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars
NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service. Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.
First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
206 East Brown Street, East Stroudsburg, PA, 18301
Pocono Medical Center Federal Credit Union Credit Unions began with a simple concept: Members pool their savings and lend to each other. Credit Union founders had a motto: "Not for profit, not for charity, but for service The Federal Credit Union was signed into law in 1934 and remains the guiding set of rules for federal credit unions today
At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel.
For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I
