USDA Loan Vs. FHA loan for Watkins-Glen, NY 2025

In 2025, USDA loan limit in Watkins-Glen, county of Schuyler, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Watkins-Glen, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(218) 741-7844 832 miles Lender's profile and map Reviews The First National Bank of Gilbert 2 North Broadway, Gilbert, MN, 55741 We offer a wide variety of checking accounts and savings plans to suit your special needs. As we are an independent bank serving the Iron Range area since 1908, our products and services are designed for customers within our local community. We're here to serve you, in a prompt, efficient, and friendly manner.
(218) 744-5465 832 miles Lender's profile and map Reviews Miners National Bank of Eveleth 401 Grant Ave, Eveleth, MN, 55734 The Miners National Bank of Eveleth is an independent, family-owned, community bank located in downtown Eveleth. Established in 1903, we are a full service institution specializing in personalized service for all your personal and business needs. To help you keep up with the fast pace of the world today, we offer you access to your account info.
(952) 736-1111 832 miles Lender's profile and map Reviews Distinctive Mortgages 13754 Frontier Ct, Suite 107, Burnsville, MN, 55337 Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage professional to help you analyze your financing options, and make sure the closing goes smoothly. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you.
(952) 445-9600 832 miles Lender's profile and map Reviews Mortgages By Noone, LLC 2508 Dana Drive, Burnsville, MN, 55337 Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools
(952) 881-3630 832 miles Lender's profile and map Reviews Minnesota Financial Solutions, LLC 201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337 At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.
(662) 365-1200 832 miles Lender's profile and map Reviews FARMERS & MERCHANTS BANK MS 111 West Clayton St, Baldwyn, MS, 38824 For over 70 years, Farmers & Merchants Bank has been serving the communities of Northeast Mississippi. What started as the dream of a local group of businessmen in 1941 is truly a success story in the banking industry today. Home owned and operated since 1941, Farmers & Merchants Bank prospers through a dedicated community.
(612) 379-8811 832 miles Lender's profile and map Reviews Northeast Bank 77 Broadway Street Northeast, Minneapolis, MN, 55413 Northeast Bank is a locally-owned community bank with offices in Northeast Minneapolis, New Brighton and Coon Rapids, MN focused on serving small to medium businesses. At Northeast Bank, we partner to meet community needs. Local businesses are important to us and our community – that is why we go to great lengths to help them grow.
(952) 892-9700 832 miles Lender's profile and map Reviews Lakeview Bank 9725 163rd Street West, Lakeville, MN, 55044 Lakeview Bank In a marketplace that is overcrowded with banks, our objective is simple and straightforward: offer high quality banking products and services to meet your needs, utilize state-of-the-art technology to improve your efficiency, and employ professional people in a cordial environment to make working with us easy. So whether you are look
(641) 437-4500 832 miles Lender's profile and map Reviews Iowa Trust and Savings Bank 200 North 10th Street, Centerville, IA, 52544 Iowa Trust and Savings Bank is proud to be your locally owned community bank. We are deeply rooted in Appanoose County and the surrounding areas. Iowa Trust and Savings Bank originated from the charter of two banks on July 13, 1896. The bank is still owned by the same family and opened in our current Centerville location on June 30, 1965.
(651) 289-6400 832 miles Lender's profile and map Reviews American Land & Capital LLC 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044 AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest. AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc
(651) 994-9494 832 miles Lender's profile and map Reviews Reduced Fee Mortgage Inc 19950 Dodd Boulevard, Suite 102, Lakeville, MN, 55044 Arik Orosz has been at the top tier of the mortgage industry since 2003 and has been managing in the mortgage industry since 2004, until starting Reduced Fee Mortgage, Inc. A Mortgage company centered around finding you the best deal by shopping your loan to more than 30 different lenders.