USDA Vs. FHA your options comparison in Dix, Schuyler County, NY
For 2026, the USDA loan limit in Dix, located in the county of Schuyler, NY, is $336,500, while the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to weigh today's best USDA versus FHA rates, and assess the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, allowing you to decide which program in is optimal for your financial needs.
2026 Loan Limits and Down Payment Requirements in Dix, County of Schuyler, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Dix, NY
The mission of Lendersa® is to efficiently connect you with the best USDA or FHA loans available, without unnecessary hassle. Begin by choosing one of three starting points that lead to matching lenders and USDA loan programs suited to your requirements.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA mortgages require no down payment.
We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
Minnesota Valley Federal Credit Union was established in 1934 as a member-owned, not for profit financial cooperative. Members enjoy convenience and service that simply is not available at most financial institutions. Membership is open to anyone living, working or attending school in Blue Earth, Nicollet, Le Sueur and Waseca Counties.
MinnStar Bank is dedicated to providing customers with quality financial services in an efficient and caring manner. We are committed to enriching the communities we serve and offer professional bankers with unparalleled years of experience in personal banking, business banking, agribusiness banking and real estate banking.
At North Star Mortgage. We are located in Mankato Minnesota. We’ve been helping people purchase or refinance home mortgages for 27 YEARS! We use a wide range of mortgage loans to help our clients find the best loan option. Hopefully, this website will help you understand the different loan options and the process.
Profinium, Inc., is a locally-owned community bank with four locations in Southern Minnesota, including Fairmont, Truman, Owatonna, and in downtown Mankato in the Profinium Place office tower. The organization has served Southern Minnesota since 1875, providing banking, mortgage, insurance, trusts and investment services.
1751 N Victory Drive, Suite 500, Mankato, MN, 56001
At PrimeSource Funding we are committed to providing you with the best mortgage experience available. Our mortgage loan experts are here to help you every stage of the loan process. Whether you're a first-time home buyer, looking to refinance to a lower rate, need financing for cash-out to complete some home improvements
Jacksonville Firemen’s Credit Union was established in 1933 to serve our members financial needs. The credit union is a not-for-profit financial cooperative that encourages thrift and provides credit at competitive rates. The credit union is owned and operated by its members. Each member has an equal vote regardless of account balance.
Jacksonville Postal & Professional Credit union was formed in 1929 by a small group of 12 postal employees. Our credit union has a long and distinguished history, steeped in the philosophy that credit unions are founded on.The credit union was originally chartered, on October 15, 1929 & was the first state chartered credit union in the state of FL.
