USDA Vs. FHA Pro and Con comparison in Dix, Schuyler County, NY
For 2025, the USDA loan limit in Dix, located in the county of Schuyler, NY, is $336,500, while the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to weigh today's best USDA versus FHA rates, and assess the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, allowing you to decide which program in is optimal for your financial needs.
2025 Loan Limits and Down Payment Requirements in Dix, County of Schuyler, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Dix, NY
The mission of Lendersa® is to efficiently connect you with the best USDA or FHA loans available, without unnecessary hassle. Begin by choosing one of three starting points that lead to matching lenders and USDA loan programs suited to your requirements.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA mortgages require no down payment.
Bogota Savings Bank has been a financial cornerstone in the foundation of two New Jersey communities, Bogota and Teaneck for 125 years and now have expanded our footprint into many other New Jersey towns. We are an established community bank offering traditional deposit programs such as savings, checking and certificate of deposits.
Public Service Plaza Federal Credit Union has been open since 1953. The credit union has assets totaling $18.7 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves communications.
The I.L.A LOCAL 1235 Federal Credit Union was created for the members of the International Longshoreman Association. Our membership is based on longshoreman, warehouseman, checkers & the immediate family of members.We have been here for our members since 1982. The credit union is preparing to expand their current services for our wonderful members.
FENFCU is a federally chartered, full-service credit union whose members are employees of federal employees, and their family members, of agencies that are headquartered, or have been historically headquartered out of Nothern New Jersey. This list includes IRS, USDOJ, Homeland Security, the US Courts in New Jersey, FBI, DEA, ATF, SSA, GSA.
AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.
SoFi’s mission is to help people reach financial
independence to realize their ambitions.
And financial independence doesn’t just mean being rich—it means getting to a point where your money works for the life you want to live.
Everything we do is geared toward helping our members get their money right. We’re constantly innovating
1280 Wall St. West, Suite 306, Lyndhurst, NJ, 07071
Our mission is to provide our clients with access to a variety of loans and financing options to help meet their business needs.
Our financial products offer start-ups or existing businesses access to financing that can be used for a wide-range of purposes, including working capital, expansion, purchase of inventory, supplies, machinery, equip
At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.
