For 2025, the USDA loan limit in Dix, located in the county of Schuyler, NY, is $336,500, while the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to weigh today's best USDA versus FHA rates, and assess the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, allowing you to decide which program in is optimal for your financial needs.
2025 Loan Limits and Down Payment Requirements in Dix, County of Schuyler, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Dix, NY
The mission of Lendersa® is to efficiently connect you with the best USDA or FHA loans available, without unnecessary hassle. Begin by choosing one of three starting points that lead to matching lenders and USDA loan programs suited to your requirements.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA mortgages require no down payment.
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