USDA VS FHA in West-Glens-Falls, Warren County, NY

As of 2025, the USDA loan maximum in West-Glens-Falls, county of Warren, NY, is $285,000 and the FHA cap is $356,362 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates, and to determine income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can compare the USDA, FHA, Conforming, and VA options simultaneously, helping you decide which plan in best suits your specific financial needs.

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2025 loan caps and downpayment requirements for West-Glens-Falls, Warren county, NY

Type of Loan Maximum Loan Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan possibilities in West-Glens-Falls, NY

The objective of Lendersa® is to swiftly provide you with the ideal USDA or FHA loans without complications. Choose one of three approaches that lead to matching lenders and relevant USDA loan programs.

Lendersa USDA loan inquiry and results

Understanding USDA Loans in NY

A USDA home loan is insured by the government Department of Agriculture, also termed as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgage loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Union Mortgage Investment Group, Inc.
  • 273 Minorca Ave., Coral Gables, FL, 33134
  • Union has been and still is Miami’s premier mortgage lender since 2001, with offices conveniently located in Miami, Coral Gables and Coconut Grove. Through the years we've been recognized by realtors and buyers for offering exceptional customer service and stellar industry knowledge.
  • Florida United Lending Mortgage Company
  • 2332 Galiano Street, 2nd Floor, Coral Gables, FL, 33134
  • Florida United Lending Mortgage Company mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
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  • Welcome to McGrover Funding Corporation. We are a commercial real estate mortgage banking firm providing commercial real estate lending and hard money lending nationwide. If you are in need of a commercial loan and are having issues with your banker or lender, then we may be the company you need.
  • American Fidelity Mortgage Inc
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Millenium Home Mortgage
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  • Established in 1998, Millenium Home Mortgage, LLC has the reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders, homeowners and buyers throughout New Jersey, New York, Pennsylvania and Connecticut.We pride ourselves on fast approvals and hassle free processing.
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  • We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey. Our team is trained at the highest level to offer Conventional, FHA, USDA, VA, Jumbo, Reverse, Renovation Mortgages and Construction loans.
  • CNext Bank
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  • Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.
  • Nations Loan Sevice
  • 1590 W Causeway Approach, Suite 4, Mandeville, LA, 70471
  • "Nations Loan Services specializes in the United States Department of Agriculture (USDA) Business and Industry (B&I) loan program. Nation Loan Services understands the processes required for government loan approval and work to expedite the process for each of our borrowers and banks.