USDA Vs. FHA your options comparison in West-Glens-Falls, Warren County, NY
As of 2025, the USDA loan maximum in West-Glens-Falls, county of Warren, NY, is $285,000 and the FHA cap is $356,362 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates, and to determine income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can compare the USDA, FHA, Conforming, and VA options simultaneously, helping you decide which plan in best suits your specific financial needs.
2025 loan caps and downpayment requirements for West-Glens-Falls, Warren county, NY
Type of Loan
Maximum Loan
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan possibilities in West-Glens-Falls, NY
The objective of Lendersa® is to swiftly provide you with the ideal USDA or FHA loans without complications. Choose one of three approaches that lead to matching lenders and relevant USDA loan programs.
A USDA home loan is insured by the government Department of Agriculture, also termed as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgage loans require no down payment at all.
1315 S Allen St, Suite 207, State College, PA, 16801
True Home Mortgage we are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing
AmeriChoice Federal Credit Union was founded in 1970 by a small group of IBM Corporation employees. Through the years, we’ve grown by extending eligibility to the South Central PA Community including Adams, Cumberland, Dauphin, Lebanon, Perry or York Counties. Today, we are more than 15, 000 members strong with assets exceeding $180 million.
Integrity first Mortgage Company, our goal is to make it easy and affordable for borrowers to find solutions to their financial challenges. As a result, we make the process easy for you to get the loan you need. Above all, Integrity First Mortgage provides lending on a large variety of residential properties throughout
Highlands Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Arize is dedicated to providing products and services for the financial well-being of members and committed to extending the credit union advantage to individuals, businesses, and organizations in Central PA. Arize is a not-for-profit voluntary financial cooperative located in State College, PA.
We were built on the "People Helping People" philosophy and that remains true today. Our mission is to provide quality services to meet the financial needs of our members. We are committed to serving our members' needs both today and in the future. Jersey Shore Federal Credit Union is a member-owned, not-for-profit financial cooperative.
Joseph Leary, the first president of DPL Federal Credit Union, spearheaded the opening of our credit union in 1962. His goal was to "make the financial welfare of credit union members the number one priority." With that thought and the limited vision of serving the employees of the Delmarva Power & Light Company.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending."
