USDA Vs. FHA your options comparison in Queensbury, Warren County, NY

In 2025, the USDA loan limit in Queensbury, within Warren County, NY, is $336,500, while the FHA cap for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today, and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, guiding your choice of the best program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Queensbury, Warren, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Queensbury, NY

Lendersa® is committed to finding you the best USDA or FHA loan swiftly and without hassle. Start with one of three pathways to match with lenders and discover USDA loan programs.

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Understanding USDA Loans in NY

A USDA home loan, also referred to as a USDA rural development loan or a USDA mortgage, is guaranteed by the U.S. Department of Agriculture. These loans are available exclusively in rural areas and do not require any down payment, unlike FHA loans which require a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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