USDA and FHA Pro and Con in Williamson, Wayne County, NY
As of 2025, the USDA loan ceiling in Williamson, located in Wayne, NY, is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to make a comparison between today's leading USDA and FHA rates. Determine the income, credit scores, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Williamson, Wayne, NY
Loan Category
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Options for USDA and FHA Loans in Williamson, NY
The aim of Lendersa® is to swiftly and easily secure the best USDA or FHA loan for you. Start by choosing one of three pathways to connect with lenders and discover USDA loan plans.
A USDA home loan, endorsed by the U.S. Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage—is specifically tailored for rural communities. FHA loans require at least a 3.5% down payment, whereas the USDA mortgage eliminates the need for any down payment.
3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.
One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.
We help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! Whether you’re a first time home buyer looking for a mortgage or you’re in the market
REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner-occupied residential and multifamily properties. We focus on value-add fix and flip transactions, mid-renovations, and long-term financing. We do no
Silver State Schools Credit Union, founded in 1951, is a premier financial cooperative owned and operated by its members. With locations throughout the Las Vegas valley, we continue to provide a quality banking alternative for people like you, your fellow employees and families. Silver State Schools Credit Union strives to be the market leader .
1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104
We are able to make exceptions when the big picture makes sense to us. Our primary focus is the strength of the collateral, the ability to debt service, and the borrower’s ability to repay the loan. We are able to get past issues other hard money lenders lenders can’t. We are problem solvers with reasonable solutions for unbankable loans.
Our customer’s needs will always come first. We will be positive, helpful, and enthusiastic at all times; always focusing on solutions, not the challenges. We have worked hard for over 20 years to provide the highest quality, most innovative and exceptional service available anywhere.
Casamia Mortgage 1997 throughout my journey, I have worked with major mortgage companies gaining knowledge and experiences in programs such as FHA, Conventional, VA, FHA 203K, Private Money and Down Payment Assistance. I have also worked closely with the Hispanic Community in attempts to educate.
1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104
REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner occupied residential and multifamily properties. We focus on value-add transactions. We do not charge interest on the rehab holdback.
"For more than thirty years, the team at Assured has successfully executed real estate sales, management and development transactions throughout southern Nevada.
Assured is comprised of hard-working and creative problem-solvers who are willing to take calculated risks to provide successful outcomes to our clients."
1489 W Warm Springs Road, Suite 110, Office 241, Henderson, NV, 89014
Tri Crown Real Estate's founder Jim Dunn's business determination, Terri has moved up the ranks and has become our newest president and presiding Broker for both California and Nevada. She has impressed many as a forward thinker and excellent communicator along with expert business negotiation.
