FHA Vs. USDA loan program for Williamson, Wayne County, New York

As of 2025, the USDA loan ceiling in Williamson, located in Wayne, NY, is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to make a comparison between today's leading USDA and FHA rates. Determine the income, credit scores, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the best program for your financial scenario in .

Options for USDA and FHA Loans in Williamson, NY

The aim of Lendersa® is to swiftly and easily secure the best USDA or FHA loan for you. Start by choosing one of three pathways to connect with lenders and discover USDA loan plans.

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Understanding USDA Loans in NY

A USDA home loan, endorsed by the U.S. Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage—is specifically tailored for rural communities. FHA loans require at least a 3.5% down payment, whereas the USDA mortgage eliminates the need for any down payment.

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(617) 471-0750 Lender's profile and map Reviews Colonial Federal Savings Bank 15 Beach Street, Quincy, MA, 02170 Since 1889, Colonial Federal Savings Bank has been “your neighborhood bank”. As the only remaining mutual savings bank founded in the City of Quincy, we are aware that nothing replaces the understanding, thoughtful, and individual service that is only available through personal contact.
(617) 328-5800 Lender's profile and map Reviews Barry Rabinovitz - Classic Homes Real Estate 12 Beach St, Quincy, MA, 02170 Classic Homes Real Estate is a well established (over 33 yrs), successful, independently owned and operated full service residential real estate agency. We are not a traditional “cookie cutter” real estate agency. Even our office is different. We’ve restored a residential home in the heart of Wollaston Center, and filled it with a caring.
(844) 639-3483 Lender's profile and map Reviews Newburyport Five Cents Savings Bank 63 State Street, Newburyport, MA, 01950 We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.
(978) 462-3106 Lender's profile and map Reviews Institution For Savings 93 State Street, Newburyport, MA, 01950 The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.
(800) 477-2170 Lender's profile and map Reviews Peoples Choice Mortgage LLC 5 Bristol Drive, Suite 1, Easton, MA, 02375 At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.
(978) 255-2949 Lender's profile and map Reviews CBC Financial 76 State St, Newburyport, MA, 01950 Since our inception in 2001, we have realized above-market returns on our portfolio of residential and commercial assets. We pride ourselves on our in-depth construction management experience, careful analysis of our markets, value-add capabilities, and on our successful partnerships with local builders
(508) 941-5616 Lender's profile and map Reviews Star Mortgage 691 Washington Street, South Easton, MA, 02375 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(508) 644-0105 Lender's profile and map Reviews Right Key Mortgage, LLC 859 Washington Street, South Easton, MA, 02375 At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
(508) 678-7641 Lender's profile and map Reviews BayCoast Bank 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
(508) 379-1056 Lender's profile and map Reviews St. Dominic's Federal Credit Union 1723 Grand Army of the Republic Highway, Swansea, MA, 02777 St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.
(877) 466-2678 Lender's profile and map Reviews BayCoast Mortgage Company, LLC 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .