USDA VS FHA in Windsor, Broome County, NY

In 2025, the USDA loan limit in Windsor, part of Broome county in NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate today's best USDA versus FHA rates, assessing the income, credit, reserves, and documentation required to qualify. With our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the ideal program in for your particular financial scenario.

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2025 Loan Limits and Down Payment Requirements in Windsor, Broome, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Windsor, NY

Lendersa® is committed to finding you the optimal USDA or FHA loan quickly and without hassle. Begin with one of three options to partner with lenders and have access to USDA loan programs.

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Understanding USDA Loans in NY

Known as the USDA rural development loan or USDA mortgage, a USDA home loan is guaranteed by the Department of Agriculture and intended exclusively for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans need no down payment, offering a significant advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • All-State Credit Plan, LLC
  • 1112 Center Street, New Iberia, LA, 70560
  • Since 1981, All-State Credit Plan, has been helping individuals with financial assistance when they need it by providing consumer loans. One of our goals is to get you the money you need when you need it. With Over 20 Locations in South Louisiana & Mississippi We’re Sure to Have One Near You. Most Loans are Approved Within 1 Hour.
  • West Plains Bank
  • 200 North Main Street, Ainsworth, NE, 69210
  • West Plains Bank founded as Commercial State Bank opened its doors in Ainsworth on 1913. After a national bank charter was granted on November 1, 1927, the bank changed its name to the Commercial National Bank of Ainsworth The local bank weathered the financial storms of the 20′s, the depression of the 30′s, the hectic periods of both World Wars.
  • Rayne State Bank & Trust Company
  • 200 South Adams Avenue, Rayne, LA, 70578
  • All banks claim to be the best dwelling for your money. When you are looking for the best place to bank, know that at Rayne State Bank customer service is priority #1 , we guarantee it. It is our hope that at Rayne State Bank you will get a clear indication of what we stand for: integrity, excellence and professionalism.
  • People's Credit Union
  • 904 E Texas Avenue, Rayne, LA, 70578
  • Credit Union has been open since 1942. The credit union has assets totaling $26.64 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
  • Rayne Building & Loan Association
  • 200 North Adams Avenue, Rayne, LA, 70578
  • Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.
  • Southwind Bank
  • PO Box 40, Natoma, KS, 67651
  • At Southwind Bank, where you experience banking the way it should be! Here we still believe in personal banking relationships. Our customers are more than just a number; they are our neighbors and friends. For generations, we have worked together with our customers to help our communities grow and prosper.
  • Peoples Bank and Trust
  • 211 E. Santa Fe, Ellinwood, KS, 67526
  • In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.
  • Basile State Bank
  • 3031 Stagg Ave, Basile, LA, 70515
  • At Basile State Bank we pride ourselves on offering one-on-one personal service, strong financial expertise, products and services which are suited to the needs of our customers, and a commitment to reinvest in the local economy. These are just a few of the reasons for banking with your hometown bank. Bottom line, we are strong enough to serve you.