USDA VS FHA in Old-Bethpage, Nassau County, NY

In 2026, the USDA loan limit in Old-Bethpage, situated in Nassau county, NY, is $0, while the FHA limit for a single-family home reaches $822,375.

Utilize the Lendersa® USDA loan calculator to analyze today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you to choose the best option for your financial context in .

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2026 Loan Limits and Down Payment Requirements in Old-Bethpage, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Choices for USDA and FHA Loans in Old-Bethpage, NY

The mission of Lendersa® is to offer you the best USDA or FHA loan options swiftly and conveniently. Select one of three starting methods that align you with compatible lenders and USDA loan possibilities.

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Clarifying USDA Loans in NY

The USDA home loan is a government-backed mortgage through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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