USDA VS FHA in Old-Bethpage, Nassau County, NY

In 2026, the USDA loan limit in Old-Bethpage, situated in Nassau county, NY, is $0, while the FHA limit for a single-family home reaches $822,375.

Utilize the Lendersa® USDA loan calculator to analyze today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you to choose the best option for your financial context in .

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2026 Loan Limits and Down Payment Requirements in Old-Bethpage, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Choices for USDA and FHA Loans in Old-Bethpage, NY

The mission of Lendersa® is to offer you the best USDA or FHA loan options swiftly and conveniently. Select one of three starting methods that align you with compatible lenders and USDA loan possibilities.

Lendersa USDA loan request with matching results

Clarifying USDA Loans in NY

The USDA home loan is a government-backed mortgage through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Old-Bethpage Lenders

  • NCPD Federal Credit Union
  • 777 Old Country Road, Plainview, NY, 11803
  • Lends in New York
  • NCPD Federal Credit Union is dedicated to providing superior financial services to those in Nassau County law enforcement and their families. We aim to help them reach their life’s goals by offering high dividend rates on savings and low interest rates on loans. Our array of products and services will give our membership a positive experience.

  • Mortgage Wealth Advisors Inc
  • 225 Executive Drive, Suite 410, Plainview, NY, 11803
  • Lends in New York
  • Mortgage Wealth Advisors, Inc. is a concierge mortgage brokerage, arranging mortgage financing for clients throughout New York and Florida. We offer a wide range of loan products through an expansive network of lenders. We match the right loan to the needs of our borrowers, with competitive rates that satisfy even the most discerning clients.

  • Green River Capital Corp
  • 1670 Old Country Road, Suite 220, Plainview, NY, 11803
  • Lends in New York
  • Green River Capital Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential & commercial lending industry by applying online today. You will find that the skill, professionalism, and consideration

  • MMP Capital
  • 19 Engineers Ln, Farmingdale, NY, 11735
  • Lends in New York
  • MMP Capital offers a much-needed streamlined approach to the commercial financing market with a special focus on meeting the financing needs of such industries as aesthetic, medical, graphic arts, dental, technology, veterinarian, and eye-care. Our programs enable us to empower businesses like yours.

  • Bethpage Federal Credit Union
  • 899 S Oyster Bay Rd, Bethpage, NY, 11714
  • Lends in New York
  • Bethpage Federal Credit Union has been serving its members and their communities for 80 years. Just like when we first opened our doors for Grumman employees in 1941, we’re keeping our promise to continuously meet the changing needs of our members with personal service and value.

  • First Rehab Lending
  • 71 Gazza Blvd, Farmingdale, NY, 11735
  • Lends in New York
  • First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.

  • JMS Global Group
  • 290 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans.
    JMS Global is the choice of top REIs across the country,

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus

  • DIME
  • 400 Broadhollow Road, Melville, NY, 11747
  • Lends in New York
  • Dime Community Bank operates over 65 convenient branch locations across Long Island, Brooklyn, Queens, Bronx and Manhattan. We’re committed to providing exceptional service, the latest in technology and an experienced, dedicated team to help you achieve your financial goals. We offer a full range of products and services for businesses and consumer