USDA Vs. FHA Pro and Con comparison in Plainview, Nassau County, NY

For 2026, the USDA loan limit in Plainview, county of Nassau, NY is established at $0, whereas the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® USDA loan calculator to evaluate today’s prime USDA and FHA rates, identifying the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the optimal program in for your specific financial scenario.

Examine loan alternatives from 100 lenders

Current 2026 Loan Limits and Down Payment Requirements in Plainview, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Plainview, NY

The mission of Lendersa® is to secure you the best possible USDA or FHA loan swiftly and with ease. You can begin by choosing one of three pathways to connect you with matching lenders and explore USDA loan programs suited to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. Available exclusively in rural locales, the loan does not require a down payment, differing from FHA loans which necessitate a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fuse Group Investment Companies
  • 900 Northwest 6th Street, Suite 201, Fort Lauderdale, FL, 33311
  • We are a focused, boots on the ground operation with a local presence and local decision making. Our Principals and Advisory Committee all come with substantial backgrounds in various aspects of real estate investment and development segments which enable a swift analysis and understanding of the projects.

  • Solutions Mortgage Lending Group
  • 6750 N. Andrews Avenue, Suite # 200, Fort Lauderdale, FL, 33311
  • Solutions Mortgage Lending Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • New Horizons Credit Union
  • 6320 Airport Boulevard, Mobile, AL, 36608
  • New Horizons Credit Union, formerly Scott Southern Division Employees Credit Union and Scott Credit Union, is a not-for-profit, member-owned financial cooperative that has been providing financial services to our members 1950. We are governed by a member-elected, volunteer Board of Directors.

  • All In Credit Union
  • 6631 Airport Blvd, Mobile, AL, 36608
  • At All In Credit Union, we pride ourselves on providing exceptional member service. For your security, please DO NOT provide account details or other personal information on our Facebook page or in a private Facebook message. If you need help with your account or have a concern, we want to help.

  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Empowered Real Estate Investment by TPN Lending

    TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac

  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve

  • Florida State Realty Group, Inc
  • 1512 E Broward Blvd, Suite 204, Fort Lauderdale, FL, 33301
  • Forida State Realty Group, Inc is based in downtown Fort Lauderdale. Although we have provided our services to clients throughout the State of Florida we primarily specialize in luxury homes, condominiums and townhomes located throughout South Florida and is based in Broward County.

  • The Rate Outlet
  • 440 NE 4th Ave, Fort Lauderdale, FL, 33301
  • We are The Rate Outlet, Florida’s leading mortgage provider. Buy or refinance your home in less than 20 days. Low rates without wasting any time. Since 2010, The Rate Outlet has been a leader in the South Florida market and has served over 10, 000 clients. We are a mortgage company that can close your home loan in an average of 14-21 days.

  • Wholesale Direct Mortgages LLC
  • 401 East Las Olas Blvd, Suite 1400, Fort Lauderdale, FL, 33301
  • At Wholesale Direct Mortgages, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work seven days a week this allows us to get you the best rates on all types of loan programs

  • FLORIDA COMMUNITY MORTGAGE Inc
  • One East Broward Boulevard, Suite 700, Fort Lauderdale, FL, 33301
  • The mortgage professionals of Florida Community Mortgage enjoy helping our customers and we feel fortunate to be in a business in which we can help people tremendously. All of our brokers are licensed and have extensive industry experience. Our mortgage professionals commonly help borrowers improve their credit to get a better interest rate.

  • Encore Mortgage Funding Inc
  • 101 Northeast 3rd Avenue, Suite 1500, Fort Lauderdale, FL, 33301
  • Encore Mortgage Funding, Inc. is an independent boutique–style mortgage firm that caters to all markets from first-time home buyers to the avid investor. Serving South Florida for over three decades has earned us a broad range of expertise, unique strategies and professional relationships in the mortgage and real estate arena.