USDA VS FHA in Plainview, Nassau County, NY

For 2026, the USDA loan limit in Plainview, county of Nassau, NY is established at $0, whereas the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® USDA loan calculator to evaluate today’s prime USDA and FHA rates, identifying the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the optimal program in for your specific financial scenario.

Examine loan alternatives from 100 lenders

Current 2026 Loan Limits and Down Payment Requirements in Plainview, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Plainview, NY

The mission of Lendersa® is to secure you the best possible USDA or FHA loan swiftly and with ease. You can begin by choosing one of three pathways to connect you with matching lenders and explore USDA loan programs suited to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. Available exclusively in rural locales, the loan does not require a down payment, differing from FHA loans which necessitate a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Plainview Lenders

  • NCPD Federal Credit Union
  • 777 Old Country Road, Plainview, NY, 11803
  • Lends in New York
  • NCPD Federal Credit Union is dedicated to providing superior financial services to those in Nassau County law enforcement and their families. We aim to help them reach their life’s goals by offering high dividend rates on savings and low interest rates on loans. Our array of products and services will give our membership a positive experience.

  • Mortgage Wealth Advisors Inc
  • 225 Executive Drive, Suite 410, Plainview, NY, 11803
  • Lends in New York
  • Mortgage Wealth Advisors, Inc. is a concierge mortgage brokerage, arranging mortgage financing for clients throughout New York and Florida. We offer a wide range of loan products through an expansive network of lenders. We match the right loan to the needs of our borrowers, with competitive rates that satisfy even the most discerning clients.

  • Green River Capital Corp
  • 1670 Old Country Road, Suite 220, Plainview, NY, 11803
  • Lends in New York
  • Green River Capital Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential & commercial lending industry by applying online today. You will find that the skill, professionalism, and consideration

  • DLA Capital Partners Inc.
  • 125 Froehlich Farm Boulevard, Woodbury, NY, 11797
  • Lends in New York
  • DLA Capital Partners sets itself apart with truly excellent customer focus, marketplace knowledge and resourcefulness needed to deliver optimum results. We put power in our clients’ hands and are driving the process from beginning to end to ensure the best options, decisions and outcome possible. We deliver results, not excuses

  • NY TEAM Federal Credit Union
  • 65 Broadway, Hicksville, NY, 11801
  • Lends in New York
  • NY TEAM Federal Credit Union is a full-service, federally insured credit union. With 3 conveniently located offices, we provide a variety of financial services, and we’ve been doing it since 1969! Created by rail road employees for rail road employees and their families.

    If you are not currently a member, you may want to browse our site

  • USN MORTGAGE INC
  • 245 S BROADWAY, Hicksville, NY, 11801
  • Lends in New York
  • We are a Mortgage Brokerage Firm doing buisness in NY, NJ, FL & CT. Sean Basit, Founder & CEO has over 20 years experience in Real Esate & Mortgages.USN Mortgage Inc offers various types of loan programs through many approved lenders such as but not limited to FHA,VA, Reverse Mortgages,Conventional Loans,High Balnce Loans, Jumbo & Super Jumbo Loans

  • Bethpage Federal Credit Union
  • 899 S Oyster Bay Rd, Bethpage, NY, 11714
  • Lends in New York
  • Bethpage Federal Credit Union has been serving its members and their communities for 80 years. Just like when we first opened our doors for Grumman employees in 1941, we’re keeping our promise to continuously meet the changing needs of our members with personal service and value.

  • JMS Global Group
  • 290 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans.
    JMS Global is the choice of top REIs across the country,

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus