USDA and FHA Pro and Con in Plainview, Nassau County, NY

For 2026, the USDA loan limit in Plainview, county of Nassau, NY is established at $0, whereas the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® USDA loan calculator to evaluate today’s prime USDA and FHA rates, identifying the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the optimal program in for your specific financial scenario.

Examine loan alternatives from 100 lenders

Current 2026 Loan Limits and Down Payment Requirements in Plainview, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Plainview, NY

The mission of Lendersa® is to secure you the best possible USDA or FHA loan swiftly and with ease. You can begin by choosing one of three pathways to connect you with matching lenders and explore USDA loan programs suited to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. Available exclusively in rural locales, the loan does not require a down payment, differing from FHA loans which necessitate a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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