In the year 2026, the USDA loan limit for the region of Ada in Hardin county, OH, is set at $336,500. Meanwhile, the FHA limits for a single-family home have been established at $472,030.
By utilizing the Lendersa® USDA loan calculator, you can effectively compare and assess today's top USDA against FHA interest rates. Moreover, it provides all necessary insights into income, credit, reserves, and the documentation needed for qualification. Our cutting-edge mortgage calculator offers a detailed comparison of USDA, FHA, Conforming, and VA loans shown side by side. This is a valuable tool to aid your decision-making process, especially when determining which program in aligns with your unique financial scenario.
2026 Loan Limits and Down Payment Requirements in Ada, Hardin County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Ada, OH
At Lendersa®, our primary aim is to secure you the optimal USDA or FHA loan with speed and minimal inconvenience. You can initiate this process by choosing one of three approaches, ultimately matching you with lenders who offer USDA loan programs.
The USDA home loan is a type of mortgage offered with the backing of the U.S. Department of Agriculture, also known as a USDA rural development loan. It is exclusively available for those residing in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans remove this barrier by not needing any down payment, providing an option that may better suit eligible individuals.
Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
We are a locally owned and controlled family oriented bank, dedicated to providing the best quality of professional banking services to small business, seniors, family farm, and community homeowners in the Forest, Kenton and Upper Sandusky areas. Community First Bank, N.A. provide the quality personal, business, and agricultural products you need.
When First National Bank was founded over 100 years ago, we were established as an independent community bank to support area residents and businesses. In the years since we have grown in services and the number of branches but our commitment to our mission remains the same. We are focused on building lifelong relationships with our customers
Quest Federal Credit Union serves those who live, work, worship or attend school in Hardin, Logan, and Wyandot counties. Quest FCU has 5 branch locations in Hardin, Logan, and Wyandot Counties with many offsite ATMs available to members and non-members. Quest FCU also participates in the Shared Branching and Alliance
Nickel Steel Federal Credit Union is a Federal Credit Union with assets of 5272479 and headquarters in Lima, OH. The Ohio Steel Foundry Employees Lima Federal Credit Union was founded on November 10, 1953 to solely serve the employees of the Ohio Steel Foundry Co. of Lima, their immediate family members, and the employees of the credit union.
Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction
The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
