USDA Vs. FHA Pro and Con comparison in Ada, Hardin County, OH
In the year 2025, the USDA loan limit for the region of Ada in Hardin county, OH, is set at $336,500. Meanwhile, the FHA limits for a single-family home have been established at $472,030.
By utilizing the Lendersa® USDA loan calculator, you can effectively compare and assess today's top USDA against FHA interest rates. Moreover, it provides all necessary insights into income, credit, reserves, and the documentation needed for qualification. Our cutting-edge mortgage calculator offers a detailed comparison of USDA, FHA, Conforming, and VA loans shown side by side. This is a valuable tool to aid your decision-making process, especially when determining which program in aligns with your unique financial scenario.
2025 Loan Limits and Down Payment Requirements in Ada, Hardin County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Ada, OH
At Lendersa®, our primary aim is to secure you the optimal USDA or FHA loan with speed and minimal inconvenience. You can initiate this process by choosing one of three approaches, ultimately matching you with lenders who offer USDA loan programs.
The USDA home loan is a type of mortgage offered with the backing of the U.S. Department of Agriculture, also known as a USDA rural development loan. It is exclusively available for those residing in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans remove this barrier by not needing any down payment, providing an option that may better suit eligible individuals.
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