USDA and FHA Pro and Con in Lima, Allen County, OH
For 2025, the USDA loan limit in Lima, county of Allen, OH, is $336,500, while the limit for an FHA loan on a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates. Determine necessary qualifications such as income, credit, reserves, and required documents. Our advanced mortgage tool lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding the optimal plan for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Lima, Allen, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lima, OH
The aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Explore one of three starting pathways that lead to matching lenders and USDA programs.
A USDA home loan, endorsed by the Department of Agriculture and known as the USDA rural development loan, is designed for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages need no down payment.
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