USDA Vs. FHA your options comparison in Lima, Allen County, OH
In 2025, USDA loan limit in Lima, county of Allen, OH is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Lima, county of Allen, OH
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Lima, OH
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
139 Main Street, Suite 615, Brattleboro, VT, 05301
First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.
Located in McRae-Helena, Telfair County, Georgia, The Merchants & Citizens Bank has been the "hometown" bank of choice since 1929! We are proud of that record. We are also proud to be a part of the "Crossroads Community". As such, we are privileged to offer our customers that small bank experience while ever expanding their banking needs.
A local, community bank is important to the area. All financial decisions are made by people who live and work in the community, understanding its needs. Originally located in the northern portion of the bowling alley building, the bank grew and a narrow addition was added to the north connecting it to the former Iverson garage building.
Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.
Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees.
CESFCU became a Federally Chartered Credit Union in 1992
We offer a variety of savings and investment options to fit your lifestyle. Feel confident knowing you have saved from every paycheck for all the important moments in life!
Let us help make your dreams a reality! Whether it’s a new car, boat, or vacation of a lifetime, we’ve got just the loan you need.
Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.
Our mission is to provide fairly-priced banking products, financial services and consumer and commercial loans of all types to help local businesses grow, assist individuals and families in achieving their own financial goals, and in this manner make the communities we serve stronger and more prosperous.
