USDA Vs. FHA your options comparison in Lima, Allen County, OH
For 2025, the USDA loan limit in Lima, county of Allen, OH, is $336,500, while the limit for an FHA loan on a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates. Determine necessary qualifications such as income, credit, reserves, and required documents. Our advanced mortgage tool lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding the optimal plan for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Lima, Allen, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lima, OH
The aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Explore one of three starting pathways that lead to matching lenders and USDA programs.
A USDA home loan, endorsed by the Department of Agriculture and known as the USDA rural development loan, is designed for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages need no down payment.
4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.
Compeer Financial is a member-owned, Farm Credit cooperative serving and supporting agriculture and rural communities. We provide loans, leases, risk management and other financial services throughout 144 counties in Illinois, Minnesota and Wisconsin. Based in the upper Midwest, Compeer Financial exists.
3811 Lake Shore Road, Suite S, Blasdell, NY, 14219
The Greater Woodlawn Federal Credit Union is truly unique. We are a not-for-profit, member-owned, and operated financial institution whose main purpose is to satisfy the financial needs of our members. Unlike banks that are profit-driven, our not-for-profit status allows us to return excess earnings to our members in the form of lower interest rate
We provide a full range of services - both personal and business. Whether you need checking and savings accounts, home loan or credit card, personal or business loans or investment or retirement planning, we're here to help you. Monona Bank was founded in 1991 by a group of local business owners and community leaders.
Niagara’s Choice Credit Union We are a full-service, not-for-profit, financial organization serving over 24, 000 members. The majority of our member base is within Niagara County, we serve members who live across the United States.
The credit union was founded in 1953 by a small group of employees of the former Hooker Chemical Company.
130 South Elmwood Avenue, Room 147, Buffalo, NY, 14202
The IRS Buffalo Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and members of their families.
The IRS Buffalo Federal Credit Union received its charter on February 1, 1957, thanks to some determined IRS employees
