USDA Vs. FHA Pro and Con comparison in Findlay, Hancock County, OH

In 2025, the USDA loan limit for Findlay, located in Hancock county of OH, is set at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA top rates. Ascertain the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in aligns best with your personal financial situation.

Evaluate loan offers from 100 lenders

2025 loan limits and downpayment requirements in Findlay, county of Hancock, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Findlay, OH

The mission of Lendersa® is to seamlessly match you with the best USDA or FHA loan options swiftly. Choose one of three starting pathways that connect you with lenders providing USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in OH?

The USDA home loan is a government-backed loan from the Department of Agriculture, often called the USDA rural development loan or mortgage. It is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Amplify Credit Union
  • 2800 Esperanza Crossing, Building 2, Austin, TX, 78758
  • Amplify Credit Union combines digital-first financial services with the emphasis on community you expect from your neighborhood credit union 1967 is a member-owned financial cooperative with more than 60, 000 members and almost $1 billion in assets. Our team lives and works in the communities we serve, making us the foremost experts.
  • 360 LENDING GROUP, LLC
  • 3100 Esperanza Crossing, Suite 6254, Austin, TX, 78758
  • 360 LENDING GROUP LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE
  • Vsio Lending
  • 1905 Kramer Lane, Ste. B700, Austin, TX, 78758
  • Visio Financial Services Inc offers unique mortgage loans designed to meet the needs of investors purchasing single-family residences. Since our founding in 2011, we have originated more than 4,500 loans to investors nationwide, assisting investors in the redevelopment of houses into quality, affordable homes.
  • Communities of Abilene Federal Credit Union
  • 3661 N 6th Street, Abilene, TX, 79603
  • Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.
  • McKinney Investment
  • 3428 N. 1st, Abilene, TX, 79603
  • In 1996, Austin Finance was started when we saw a need for helping people in the local community. Austin Finance Company saw that they could help when small financial issues came up and big banks weren't willing to help. Since 1996, Austin Finance has grown to have 14 locations in the Great State of Texas. Austin Finance Company is a locally
  • Abilene Teachers Federal Credit Union
  • 3849 Antilley Road, Abilene, TX, 79606
  • Abilene Teachers Federal Credit Union has been open since 1950. The credit union has assets totaling $578.04 Million and provides banking services to more than 53, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups.
  • Abilene FCU
  • 4001 Catclaw Drive, Abilene, TX, 79606
  • Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution.credit unions, Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union.
  • First Abilene Federal Credit Union
  • 3324 Catclaw Drive, Abilene, TX, 79606
  • First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso
  • Love & Love Mortgage, Inc.
  • 3102 South Clack St, Abilene, TX, 79606
  • Love & Love Mortgage Inc. is a privately owned mortgage lender with a combined 47 years of mortgage loan experience in Texas. Customer satisfaction is our number one priority. We value your trust in us and will work hard to make the mortgage process easy and pleasant. We are always just a phone call away.
  • Grove Bank & Trust
  • 2701 South Bayshore Drive, Miami, FL, 33133
  • Grove Bank & Trust, founded on July 12, 1926, is a Miami-based financial services firm and is one of the longest continuously operating banks in Florida. Grove Bank & Trust offers boutique banking, comprehensive trust, and wealth management services* tailored to meet the needs of individuals, families and their businesses.