USDA Loan Vs. FHA loan pro & con for Findlay, Hancock County, OH

In 2025, USDA loan limit in Findlay, county of Hancock, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Findlay, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(918) 885-2161 755 miles Lender's profile and map Reviews First National Bank in Hominy 117 North Price, Hominy, OK, 74035 1st Bank in Hominy was founded on February 10, 1906 by the Mullendore and Edgington families. On April 26, 1911 the Bank of Commerce changed from a State Charter to a National Charter. In 1935 The National Bank of Commerce merged with the First National Bank & The National Bank of Commerce changed its name to The First National Bank in Hominy.
(850) 785-6103 756 miles Lender's profile and map Reviews Bay Credit Union 601 N Highway 231, Panama City, FL, 32405 Bay Credit Union was established in August of 1952 as International Paper Employees Federal Credit Union. In 1976 the name was changed to Bay County Industrial Credit Union to more adequately reflect the expanded membership. Again in 1987 the name was changed to Bay Credit Union when our field of membership was opened to virtually.
(850) 769-3207 756 miles Lender's profile and map Reviews First National Bank Northwest Florida 101 East 23rd Street, Panama City, FL, 32405 First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.
(850) 769-3306 756 miles Lender's profile and map Reviews Panhandle Credit Union 2718 Martin Luther King Jr, Blvd Panama City, FL, 32405 Panhandle Educators FCU is a leading Florida Credit Union with an A+ rating by DepositAccounts.com, a subsidiary of LendingTree, and has a 5 Star rating by Bauer Financial. We offer a range of financial solutions including Personal Accounts, Business Accounts, Mortgages, Auto Loans, Personal Loans, and more
850-250-0865 756 miles Lender's profile and map Reviews Oasis Mortgage 3707 W. 23rd Street Suite A., Panama City, FL, 32405 Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
(850) 497-6767 756 miles Lender's profile and map Reviews Mortgage Trust Inc 4400 Bayou Blvd, Suite 39, Pensacola, FL, 32503 At Mortgage Trust Inc. we believe our clients' and business partners' satisfaction is the essential part of our success. We believe that the home buying experience should be an effortless one for our clients. We use our many years experience in mortgage banking to streamline the mortgage process.
850-477-5333 756 miles Lender's profile and map Reviews Fairway Funding Group 4300 Bayou Boulevard Suite 15, Pensacola, FL, 32503 Whether you're looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
(888) 313-7837 756 miles Lender's profile and map Reviews Innovations Federal Credit Union PO Box 16267, Panama City Beach, FL, 32407 Innovations is not a bank. We’re a credit union. We’re a not-for-profit financial cooperative, made up of a bunch of wonderful members–all of whom have some kind of connection to Bay County. If you live, work, worship, volunteer, or attend school in Bay County, Florida, you’re eligible to join. Business and other legal entities are in too.
(218) 938-4144 757 miles Lender's profile and map Reviews Ultima Bank 9 West Minnesota Avenue, Winger, MN, 56592 Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
(251) 929-4766 757 miles Lender's profile and map Reviews Trulend Mortgage LLC 26051 Predazzer Lane, Suite B, Daphne, AL, 36526 Trulend Mortgage is a residential mortgage lender located in Daphne, serving south Alabama communities including Bay Minette, Spanish Fort, Fairhope, Foley, Gulf Shores, Loxley, Mobile, Orange Beach, Baldwin County, as well as, Pensacola, FL. Trulend Mortgage is an approved Lender in Alabama #22567 and Florida MBR3074.