USDA Vs. FHA your options comparison in Kenton, Hardin County, OH
In 2026, the USDA loan limit in Kenton, located in the county of Hardin, OH is $336,500, while for a single-family home, the FHA limit is $472,030.
Lendersa® offers a USDA loan calculator to weigh today's USDA against FHA best rates, and to determine the necessary income, credit, reserves, and documentation for qualification. With our advanced tool, you'll see USDA, FHA, Conforming, and VA programs side by side. This helps you choose the most appropriate option for your financial needs in places like .
2026 Loan Limits and Down Payment Expectations in Kenton, Hardin County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Kenton, OH
The objective of Lendersa® is to quickly secure the best USDA or FHA loan for you without any hassle. Choose from three starting options that link you to matching lenders and USDA loan offerings.
The USDA home loan is a government-endorsed mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan. It is available exclusively in rural communities. In contrast to FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment.
Quest Federal Credit Union serves those who live, work, worship or attend school in Hardin, Logan, and Wyandot counties. Quest FCU has 5 branch locations in Hardin, Logan, and Wyandot Counties with many offsite ATMs available to members and non-members. Quest FCU also participates in the Shared Branching and Alliance
We’re Mt. Victory State Bank, a community bank located in the heart of Mt. Victory, Ohio. We pride ourselves on delivering professional and personalized banking solutions for every individual financial situation. Take a look around and don’t be shy. Or, stop by and learn why Mt. Victory State Bank is a more personal way to bank!
We are a locally owned and controlled family oriented bank, dedicated to providing the best quality of professional banking services to small business, seniors, family farm, and community homeowners in the Forest, Kenton and Upper Sandusky areas. Community First Bank, N.A. provide the quality personal, business, and agricultural products you need.
Established in 1885, Citizens Federal has been providing friendly and personal service to individuals and businesses for over 136 years. We take pride in our community and service to our customers. We provide a wide range of deposit accounts and lending products. Citizens Federal Savings and Loan Association serves customers in the state of Ohio.
The First Citizens National Bank of Upper Sandusky
100 N Sandusky Ave, Upper Sandusky, OH, 43351
Lends in Ohio
During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.
Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
Nickel Steel Federal Credit Union is a Federal Credit Union with assets of 5272479 and headquarters in Lima, OH. The Ohio Steel Foundry Employees Lima Federal Credit Union was founded on November 10, 1953 to solely serve the employees of the Ohio Steel Foundry Co. of Lima, their immediate family members, and the employees of the credit union.
Fahey Bank has been known as a trusted community bank since 1865 – the same year the Civil War ended. Timothy Fahey established the bank in the back of his general store to meet the needs of his neighbors in Marion, Ohio. Fahey Bank is still rooted in Marion – in the same location where Fahey’s general store once stood.
Pillar Credit Union is a member-owned and member-governed financial institution. Since its formation in 1960, we have grown into a full-service, not-for-profit financial cooperative Our friendly convenient services are available to anyone who works or lives in Marion, Morrow, Crawford, Wyandot, Richland, and Hancock County.
