USDA Vs. FHA Pro and Con comparison in Kenton, Hardin County, OH

In 2025, the USDA loan limit in Kenton, located in the county of Hardin, OH is $336,500, while for a single-family home, the FHA limit is $472,030.

Lendersa® offers a USDA loan calculator to weigh today's USDA against FHA best rates, and to determine the necessary income, credit, reserves, and documentation for qualification. With our advanced tool, you'll see USDA, FHA, Conforming, and VA programs side by side. This helps you choose the most appropriate option for your financial needs in places like .

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2025 Loan Limits and Down Payment Expectations in Kenton, Hardin County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Kenton, OH

The objective of Lendersa® is to quickly secure the best USDA or FHA loan for you without any hassle. Choose from three starting options that link you to matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

The USDA home loan is a government-endorsed mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan. It is available exclusively in rural communities. In contrast to FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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