USDA Loan Vs. FHA loan pro & con for Kenton, Hardin County, OH

In 2025, USDA loan limit in Kenton, county of Hardin, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Kenton, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(870) 863-7000 715 miles Lender's profile and map Reviews First Financial Bank 214 N Washington Ave, El Dorado, AR, 71730 First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
(207) 878-3441 715 miles Lender's profile and map Reviews Cumberland County Federal Credit Union 101 Gray Road, Falmouth, ME, 04105 Cumberland County Federal Credit Union (CCFCU) is the 8th largest credit union in Maine, locally operated and member-owned, and offering a full range of financial services. Headquartered in Falmouth, ME, CCFCU currently has a Contact Center and five branch locations – Portland, Westbrook, Gray, Windham and Yarmouth.
(207) 494-5009 715 miles Lender's profile and map Reviews Constant Energy Capital 202 US Route 1, Suite 102, Falmouth, ME, 04105 Constant is transforming the business of getting America’s $14.6 trillion household debt repaid by automating manual loan management tasks and empowering borrowers to self-serve. We modernize loan servicing with interactive, digital solutions so borrowers can better understand, manage and pay back their debts.
(207) 426-4306 715 miles Lender's profile and map Reviews Maine Pointe Lending 202 US Route 1, Suite 102, Falmouth, ME, 04105 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(207) 517-9499 715 miles Lender's profile and map Reviews Carriage House Mortgage Company 170 US Route 1, Suite 160, Falmouth, ME, 04105 Carriage House Mortgage seeks to create excellence within the real estate community. It is our goal to provide sensible, prudent and expert lending services to each one of our clients. We will ensure that we provide only the most appropriate lending products. Our goal is to provide our customers with fair mortgage rates at reasonable prices.
(207) 878-7770 715 miles Lender's profile and map Reviews FIRST PORTLAND MORTGAGE CORPORATION 155 Gray Rd, Suite 101, Falmouth, ME, 04105 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(218) 385-2300 716 miles Lender's profile and map Reviews Farmers & Merchants State Bank of New York Mills, Incorporated 11 Walker Avenue North Otter Tail, New York Mills, MN, 56567 Farmers & Merchants State Bank is a local bank serving our community’s financial needs with quality products and services. We are committed to exceeding our customers’ expectations with our friendly and professional staff. As a local, independent bank, we do not offer risky products and we pride ourselves on knowing our customers
(386) 362-2225 716 miles Lender's profile and map Reviews Suwannee River Federal Credit Union 203 Pinewood Way, Live Oak, FL, 32064 Suwannee River Federal Credit Union is a non-profit financial corporation owned and operated by the credit union members themselves. Suwannee River Federal Credit Union has been serving members since 1936. The Credit Union offers a means of saving money through payroll deduction.
(601) 894-2831 716 miles Lender's profile and map Reviews Copiah Bank 101 Caldwell Drive, Hazlehurst, MS, 39083 October, 1891, the founders of Copiah Bank opened our doors in service to families and business owners who were largely ignored by bigger-city banks. Theirs was a vision of a bank that would provide responsive solutions, exceptional service, fiscal integrity, and value for those we serve.
(850) 830-3589 716 miles Lender's profile and map Reviews Certainty Home Loans LLC 1354 E. JOHN SIMS PARKWAY, Niceville, FL, 32578 Certainty Home Loans has been helping homebuyers for over 20 years, with a focus on making homeownership a reality by putting people first and investing in the right technology and Our core belief is that our Certainty family is our #1 asset. We never want to lose sight of the importance of our team members or of our values: integrity, quality.