USDA and FHA Pro and Con in Fort-Shawnee, Allen County, OH

In 2025, the USDA loan limit in Fort-Shawnee within Allen county, OH, is $285,000. For a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans. This tool helps you determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you choose the program that best fits your financial situation in .

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2025 Loan Limits and Down Payment Details in Fort-Shawnee, County of Allen, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Fort-Shawnee, OH

Lendersa® aims to secure the best USDA or FHA loans swiftly and without hassle. Choose one of three starting points to connect with matching lenders and access USDA loan programs.

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Understanding USDA Loans in OH

The USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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