USDA Vs. FHA your options comparison in Alliance, Stark County, OH

For 2026, in Alliance, within Stark county, OH, the USDA loan limit stands at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to examine today’s optimal rates for USDA versus FHA loans. Identify the income, credit score, reserves, and necessary documents for qualification. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you determine which in suits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in Alliance, Stark, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Alliance, OH

Lendersa® aims to quickly and smoothly facilitate access to ideal USDA or FHA loans. Begin with one of our three featured entry points that connect you with matching lenders and USDA loan opportunities.

Lendersa USDA loan request results

Understanding USDA Loans in OH

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. It requires no down payment, which differs from FHA loans that have a 3.5% minimum down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Alliance Lenders

  • Consumers National Bank
  • 614 E. Lincoln Way, Minerva, OH, 44657
  • Lends in Ohio
  • At Consumers National Bank, we're committed to meeting our customers' financial needs through fast, personalized service that helps businesses grow and families prosper.

    About usOur community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service.

  • CSE Federal Credit Union
  • 1380 Market Ave N, Canton, OH, 44714
  • Lends in Ohio
  • (CSE) Federal Credit Union is a member-owned financial cooperative committed to providing easy and effective financial solutions for the Stark County community through service and education. Our goal is to make banking easy for you and your family. CSE Federal Credit Union is committed to helping all people within our community achieve

  • The Stoffer Mortgage Company Inc
  • 100 30th St Nw, Suite 106, Canton, OH, 44709
  • Lends in Ohio
  • Stoffer Mortgage is a mortgage services company based in Canton, Ohio. We offer conventional, FHA, USDA, jumbo, and VA mortgages for residential transactions to purchase or refinance one to four-unit dwellings. These properties can be utilized for owner occupancy, vacation/second homes, or investment.

  • PIONEER FINANCIAL SERVICES, INC
  • 2515 Cleveland Ave N, Canton, OH, 44709
  • Lends in Ohio
  • Pioneer Financial Services Inc. is a locally owned and operated company serving all of Ohio. Founded in 2000, we were built on honesty, integrity, and personal service. We offer a wide variety of loan programs with fast and efficient service. Our knowledgeable staff has over 50 combined years of experience originating mortgage loans.

  • Dollar Bank
  • PO Box 8469, Canton, OH, 44711
  • Lends in Ohio
  • Founded in 1855, Dollar Bank is, well, different. We’re an independent community bank. That means no publicly traded stock and no shareholders. And that means we can focus on what we do best: empowering the people and communities we serve to do the things they hold dearest.

    Over more than 165 years, we’ve grown to become a large

  • Medina Real Estate Solutions LLC
  • 8933 Stonebridge Ave NW, North Canton, OH, 44720
  • Lends in Ohio
  • Medina Real Estate Solutions LLC
    Private Real Estate Lending
    Medina Real Estate Solutions LLC provides asset-based financing for real estate investors. We fund acquisitions, bridge loans, fix-and-flip projects, rental property investments, and business-purpose refinances

  • First Ohio Community Federal Credit Union
  • 8200 Cleveland Avenue NW, North Canton, OH, 44720
  • Lends in Ohio
  • The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.

  • DN Community Federal Credit Union
  • 3964 Fulton Drive NW, Canton, OH, 44718
  • Lends in Ohio
  • DN Community Federal Credit Union was founded on June 24, 1954 as Diebold Employees Credit Union. The original field of membership included employees of the Canton and Malvern, Ohio plants of Diebold, Inc. and their immediate families. The credit union was organized with the purpose "to provide a convenient place for employees to save regularly

  • Stark Federal Credit Union
  • 4100 Dressler Rd, Nw Canton, OH, 44718
  • Lends in Ohio
  • In 1960, teachers and administrators at Plain Local Schools wanted an alternative to big, for-profit banks.They got together & opened our credit union on January 16, 1961.There was no online banking, debit cards or even checking accounts.Instead, they operated out of a shoe box. It was a place for some people to save money & others to borrow money.