USDA Vs. FHA your options comparison in Canton, Stark County, OH
In 2025, the USDA loan cap for Canton, in Stark county, OH, is set at $336,500, whereas the FHA cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the best current USDA versus FHA rates. It helps determine the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the program that best fits your financial situation in .
2025 Loan Limits and Downpayment Requirements in Canton, Stark County, OH
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Canton, OH
At Lendersa®, the aim is to connect you swiftly with the ideal USDA or FHA loan, without unnecessary complications. Choose from three options designed to pair you with suitable lenders and USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it differs from FHA loans that require at least a 3.5% down payment, as USDA loans require none.
We are income or credit driven for our loans. These loans are perfect for investment projects or cash out on free and clear properties. Most loans close in 7-14 days.
All loans will be considered, and are based on EQUITY, exit strategy, value, and ability to demonstrate repayment of the loan.
Lake Forest Bank & Trust Company, National Association
727 N. Bank Lane, Lake Forest, IL, 60045
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Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender
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