USDA and FHA Pro and Con in Louisville, Stark County, OH

For the year 2025, the USDA loan limit in Louisville, within Stark county, OH, amounts to $336,500, while the FHA limit for a single-family residence is set at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast the current top USDA and FHA rates. This tool helps you assess the required income, credit score, reserves, and documentation for qualification. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA loans side by side to determine which option best suits your financial needs in .

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Loan Limits and Down Payment Needs for 2025 in Louisville, Stark County, OH

Loan Type Maximum Loan Amount Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Louisville, OH

The mission at Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and seamlessly. Begin with one of three options that help you connect with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in OH

A USDA home loan, backed by the U.S. Department of Agriculture, is also termed as a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural locales. Unlike FHA loans which mandate a minimum 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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