USDA Vs. FHA your options comparison in Beckett-Ridge, Butler County, OH
For the year 2025, in Beckett-Ridge, which is in the county of Butler in the state of OH, the USDA loan limit is $285,000, whereas the FHA loan limit set for a single-family home stands at $356,362.
With the Lendersa® USDA loan calculator, you can compare the USDA and FHA rates available today, discover the best options, and understand the income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans simultaneously, aiding in your decision on which program in best fits your financial needs.
Understanding the 2025 loan limits and downpayment requirements in Beckett-Ridge, county of Butler, in OH
Type of Loan
Maximum Loan Limit
Initial Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Varieties of USDA and FHA loan alternatives in Beckett-Ridge, OH
The aim of Lendersa® is to swiftly and smoothly provide you with an optimal USDA or FHA loan. You can choose from three methods to connect with lenders and explore the USDA loan programs.
A USDA home loan is one that is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, the USDA mortgage does not require any down payment at all.
Georgia United Credit Union is an award-winning financial institution. Established in 1958, Georgia United is ranked as one of the largest and strongest credit unions in Georgia. We have locations across Georgia and 100, 000 surcharge-free ATMs across the globe. As a not-for-profit financial institution,
We are a nationwide mortgage funding company that values honesty and integrity throughout the entire organization. We offer several different types of mortgage loan products. We have Stated Loans, Bank Statement Loans, Low Doc Financing and Self Employment Loans for both Primary and Investment properties.
To build and maintain a thriving referral driven mortgage origination business.We will fully utilize our expertise, knowledge, wisdom & skill to provide our customers the absolute best mortgage plan & strategy for their unique situation.That every client is financially better off by being our customer.We are dedicated to the success of our clients.
1575 Old Alabama Road, Suite 208B, Roswell, GA, 30076
Evergreen Anchor Capital LLC is a Georgia licensed residential mortgage company. With a full array of financial products to satisfy your mortgage requirements, our team is dedicated to getting you excellent rates utilizing an efficient system that guides you through the entire process.
eHome Loan We are a mortgage lender and broker. We can issue loans and also access more loan types and lenders to meet individual customer requirements. So our customers get better loan options and better value mortgages. We help our customers understand the real costs of each loan option and select the best.
QuestRock LLC Although we are a relatively new company, our mortgage advisors are not; their vast experience and long history in the business show that they know what they’re doing. They use the latest in comparative analysis software; this allows them to research which program is best for each individual client.
300 Colonial Center Parkway, Suite 250, Roswell, GA, 30076
We strongly believe the way we do things is just as important as what we do. Our culture is defined by passionate professionals who thrive both personally and professionally by serving our customers and each other, focusing on exceptional customer service, speed and accuracy. In an ever changing industry, our company must always be constantly
900 Old Roswell Lakes Parkway, Suite 230, Roswell, GA, 30076
Silliman Private Lending is privately funded Georgia Private Lender based out of Roswell GA. With our streamline underwriting process, we close deals in as little time as 48 hours. Specializing in single family residential flips ranging in size from $100,000 to $400,000. We also offer transaction lending for wholesalers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
