USDA and FHA Pro and Con in Bedford, Cuyahoga County, OH

In 2025, the USDA loan limit for Bedford in Cuyahoga, OH, stands at $0. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate USDA versus FHA rates today and determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting in deciding which program in Alabama best suits your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Bedford, Cuyahoga, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Bedford, OH

Lendersa® aims to quickly secure the most suitable USDA or FHA loan for you, without hassle. Begin with one of three options to locate matching lenders and relevant USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in OH

The USDA home loan, guaranteed by the Department of Agriculture, also called the USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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