USDA VS FHA in Beechwood-Trails, Licking County, OH

In 2025, USDA loan limit in Beechwood-Trails, county of Licking, OH is $318,300 while FHA limit is $397,900 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Beechwood-Trails, county of Licking, OH

Loan Type Loan Limit Down payment
USDA $318,300 0%
FHA $397,900 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Beechwood-Trails, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Affinity Mortgage LLC
  • 8725 Rosehill Road, Suite 109, Lenexa, KS, 66215
  • Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
  • Peak Asset Lending
  • 11289 Strang Line Rd, Lenexa, KS, 66215
  • Peak Asset Lending is a direct private money lender for residential properties in 25 states across The USA. With over $150 million in loans closed since our inception, we strive to provide our clients with swift and efficient funding for their real estate needs. Our loan types include purchase, refinance, cash out, fix and flip
  • US West Financial Corporation
  • 1864 Berkshire Ln N, Plymouth, MN, 55441
  • US West Financial Our goal is to make you happy with getting the best deal on your home loan. Our business success depends on your satisfaction. We believe that satisfied clients will bring more referrals to us The mortgage rates go up and down. Please let us have a chance to watch the rate for you. We will help you lower your house payment
  • Pine Bluff Cotton Belt Federal Credit Union
  • 1703 River Pines Blvd, Pine Bluff, AR, 71601
  • Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services. A volunteer board of directors, elected by members, sets polici
  • AM&N College Federal Credit Union
  • 1200 N University Drive, Pine Bluff, AR, 71601
  • Arkansas AM&N College Federal Credit Union was founded in 1952 by and for the employees of Arkansas AM&N College, now the University of Arkansas at Pine Bluff, at a time when it was difficult, if not impossible, to get a loan from any of the financial institutions in the city. The credit union continues to serve this field of membership
  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
  • Jackson County Teachers Credit Union
  • 4466 Clinton St, Marianna, FL, 32446
  • Jackson County Teachers Credit Union is a financial co-operative that exists for the benefit of its members & offers the most needed financial services at the most reasonable rates & terms possible to maintain the credit union's long term financial stability. The board & staff pledge to treat members equally with respect to their financial needs.
  • Farm Credit of Northwest Florida
  • 5052 Highway 90 East, Marianna, FL, 32446
  • Farm Credit of Northwest Florida is part of the national Farm Credit System which was created in 1916 to provide a reliable source of credit for the nation’s farmers and ranchers. Today, the System provides more than one-third of the credit needed by those who live and work in rural America.