USDA and FHA Pro and Con in Beechwood-Trails, Licking County, OH

In 2026, the USDA loan limit in Beechwood-Trails, Licking, OH, is $318,300. The FHA limit for a single-family home is $397,900.

Use the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates and determine the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in for your financial scenario.

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2026 Loan Limits and Downpayment Requirements in Beechwood-Trails, Licking, OH

Loan Type Loan Limit Down Payment
USDA $318,300 0%
FHA $397,900 3.5%
Conforming $548,250 3%

USDA and FHA Loan Options in Beechwood-Trails, OH

Lendersa® is committed to connecting you with the best USDA or FHA loan options quickly. Choose from three pathways leading to matching lenders and USDA loan programs.

Lendersa's USDA loan requests and results

What is a USDA Loan in OH?

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is reserved for rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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