For 2026, in Pickerington, county of Fairfield, OH, the USDA loan limit for a single-family home is set at $351,400, while for FHA, it is $488,750.
Utilize Lendersa® USDA loan calculator to weigh today's USDA versus FHA competitive rates and identify the income, credit thresholds, reserves, and documentation required for qualification. Our comprehensive mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans displayed side by side, aiding you in selecting the best program in Alabama for your unique financial situation.
Review 2026 Loan Limits and Down Payment Needs in Pickerington, Fairfield, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Pickerington, OH
The goal of Lendersa® is to connect you with the best USDA or FHA loans efficiently and without complications. Choose among three beginning paths that give rise to compatible lenders and USDA loan opportunities.
The USDA home loan, insured by the Department of Agriculture, often called the USDA rural development loan, is accessible only in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not necessitate any down payment at all.
The Pataskala Banking Company was founded in 1888 by William Henry Mead II and J. S. Youmans as a community bank serving southwest Licking County and it remains one of the few true community banks in central Ohio.
Our first office opened in downtown Pataskala in 1888 and we have maintained a presence in downtown Pataskala
"First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase Low Fixed Rates Variable Rates Conventional Mortgages FHA • VA First Time Buyers Refinance Cash Out"
PhysicianLoans was founded in 1993. We offer a unique product The Doctor Loan, available only to medical doctors, dentists and veterinarians. Although we are a “brick & mortar” company based in Columbus, Ohio, PhysicianLoans is licensed in 18 states. As such, each of our Loan Officers holds all the appropriate licenses to conduct business.
At Capital City Funding, we transform real estate ambitions into reality by facilitating swift, adaptable financing solutions tailored to your needs. Skip the traditional banks and partner with us to leverage our extensive network of private and institutional lenders. Whether you're acquiring your first property or expanding a lucrative portfolio,
KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.
Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.
Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.
