USDA VS FHA in Buckeye-Lake, Licking County, OH

In 2026, the USDA loan limit in Buckeye-Lake, within Licking county, OH, is $318,300, while the FHA limit for a single-family residence is $397,900.

Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates and figure out the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to help decide which program in suits your financial needs best.

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2026 Loan Limits and Downpayment Requirements in Buckeye-Lake, Licking, OH

Loan Type Loan Limit Down Payment
USDA $318,300 0%
FHA $397,900 3.5%
Conforming $548,250 3%

USDA and FHA Loan Options in Buckeye-Lake, OH

The aim of Lendersa® is to swiftly connect you with the best possible USDA or FHA loan without hassle. Choose from three starting points to link with matching lenders and find USDA loan programs.

Results for Lendersa's USDA loan requests and matches

What is a USDA Loan in OH?

A USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Buckeye-Lake Lenders

  • Polaris Home Funding Corp
  • 224 E Broadway, Unit E, Granville, OH, 43023
  • Lends in Ohio
  • As a Professional Mortgage Advisor, We will help you achieve the results you desire. Together, you and we will define your needs and formulate a plan for achieving your financial objectives. We pledge that we will work hard to find you the perfect loan to meet your financial goals, and we won’t quit until the job is to your satisfaction.

  • The Pataskala Banking Company
  • 354 S. Main St., Pataskala, OH, 43062
  • Lends in Ohio
  • The Pataskala Banking Company was founded in 1888 by William Henry Mead II and J. S. Youmans as a community bank serving southwest Licking County and it remains one of the few true community banks in central Ohio.

    Our first office opened in downtown Pataskala in 1888 and we have maintained a presence in downtown Pataskala

  • Harvest Federal Credit Union
  • 34 Licking View Drive, Heath, OH, 43056
  • Lends in Ohio
  • Harvest Federal Credit Union was established in 1970. Our roots are in serving the workers of Licking County. We were founded by local employees of Rockwell International (now known as Arvin-Meritor). Our first office was in the United Auto Workers union hall in an area not more than 5 by 8 square feet (pictured below).

  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Lends in Ohio
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.

  • First Federal Savings Bank
  • 2 North 2nd Street, Newark, OH, 43055
  • Lends in Ohio
  • We know what it means to chase a dream with everything you have.

    At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.

  • Park Sterling Bank
  • 50 North Third Street, Newark, OH, 43055
  • Lends in Ohio
  • Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w

  • TrueCore Federal Credit Union
  • 215 Deo Dr, Newark, OH, 43055
  • Lends in Ohio
  • At TrueCore Federal Credit Union, our mission is to enrich our community, and we’d love to serve you. We are member-owned, and our not-for-profit structure allows us to return excess earnings to those who bank with us in the form of better rates, lower fees, and more services. Those who reside, work, attend school, worship,

  • BUCKEYE HOME LENDING, LLC
  • 1281 W Main St, Newark, OH, 43055
  • Lends in Ohio
  • Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.

  • Commodore Bank
  • 100 East Main Street, Somerset, OH, 43783
  • Lends in Ohio
  • Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.