USDA Loan Vs. FHA loan pro & con for Reynoldsburg, Franklin County, OH

In 2025, USDA loan limit in Reynoldsburg, county of Franklin, OH is $351,400 while FHA limit is $488,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Reynoldsburg, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(337) 852-0330 854 miles Lender's profile and map Reviews Preferred Lending Solutions, LLC 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518 Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
(218) 784-2222 855 miles Lender's profile and map Reviews Mid Minnesota Federal Credit Union 104 3rd Ave W, Ada, MN, 56510 Mid Minnesota Federal Credit Union serves all of Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties. If you live, work, worship, or attend school in any of these geographic regions, or are a relative of someone who live, works, worships, or attends school in these areas, you are eligible for membership.
(337) 261-4821 855 miles Lender's profile and map Reviews Cajun Loan 2470 W. Congress St., Lafayette, LA, 70506 Cajun Loan is a locally owned and operated company that has been providing prompt and friendly service to the community of Acadiana. We provide auto, title, vacation, home improvement, furniture and back to school loans. We provide same-day approval. We are your most trusted company when it comes to cash loans.
(337) 233-6744 855 miles Lender's profile and map Reviews Acadian Federal Credit Union 102 Sunbeam Lane, Lafayette, LA, 70506 Acadian Federal Credit Union has been serving our members since 1950, with the help of our member volunteers. We continue to expand our products and services to keep up with technology. We pride ourselves on offering great rates and services to our geographically diverse membership.
(337) 289-2740 855 miles Lender's profile and map Reviews Acadiana Medical Federal Credit Union 702 St Landry Street, Lafayette, LA, 70506 Acadiana Medical Federal Credit Union membership is a great way to obtain many low-cost financial services. Establishing AMFCU membership means you will be opening a Savings Account (Regular Share Account) with a minimum deposit of $15 to open a regular share account. Once the account has been opened.
(337) 233-6264 855 miles Lender's profile and map Reviews Maple Federal Credit Union 105 Toledo Drive, Lafayette, LA, 70506 Maple Federal Credit Union is here to celebrate with you when things are going well—but we’re also there for you when life happens. No matter where you are right now, we’re ready to meet you with fair, affordable loan rates and savings programs that can help you achieve your dreams and prepare for life’s unexpected turns.
(337) 232-8450 855 miles Lender's profile and map Reviews 705 Federal Credit Union 1455 West Willow Street, Lafayette, LA, 70506 705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.
(337) 482-6956 855 miles Lender's profile and map Reviews University of Louisiana Federal Credit Union 805 Bertrand Drive, Lafayette, LA, 70506 Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.
(337) 989-2800 855 miles Lender's profile and map Reviews Meritus Credit Union 515 Guilbeau Road, Lafayette, LA, 70506 Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
(337) 989-7377 855 miles Lender's profile and map Reviews Central Mortgage Services, Inc 209 North Luke Street, Lafayette, LA, 70506 Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.
(337) 233-8833 855 miles Lender's profile and map Reviews First Pioneers FCU 2235 South College Road, Lafayette, LA, 70508 First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.