USDA Vs. FHA Pro and Con comparison in Pataskala, Licking County, OH
In the year 2025, if you are in Pataskala, in the county of Licking, OH, you'll find that the USDA loan ceiling is $351,400, while the FHA cap for a single-family home is set at $488,750.
Our Lendersa® USDA loan calculator is designed for you to compare the top USDA and FHA rates today. It allows you to evaluate the income, credit score, reserves, and documentation requirements for qualification. Using our sophisticated mortgage calculator, you can place USDA, FHA, Conforming, and VA loans side by side. This comprehensive comparison is aimed at assisting you in deciding which program suits your financial needs best in Alabama.
Loan thresholds and down payment needs for 2025 in Pataskala, county of Licking, OH
Loan Type
Loan Cap
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Pataskala, OH
The mission of Lendersa® is to connect you with optimal USDA and FHA loans swiftly and without any fuss. Start with one of our three main pathways to match with suitable lenders and USDA loan programs.
A USDA loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government and exclusively available in rural areas. Unlike FHA loans that necessitate a 3.5% down payment minimum, USDA loans require no down payment at all.
Money One Federal Credit Union is a not-for-profit, full service financial institution. We were formed in 1951 to promote wise financial responsibility and provide a source of low-cost credit. Money One is member owned and operated. Our only reason for existence is to help people do better financially.
9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774
The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area.
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500 Prince Georges Blvd, Upper Marlboro, MD, 20774
At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.
"Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide.
First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living
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In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.
Direct Mortgage Corporation was founded in 1996 and consists of a team of mortgage experts with over 30 years of industry experience. Our staff focuses on personalized service, and their years of experience in the mortgage industry will be beneficial in ensuring a smooth transaction by overseeing the process from start to finish.
Blue Ridge Bank is a leading community Bank that supports families and businesses through a wide range of financial services including retail and commercial Banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. The Bank also provides investment and wealth management services
