In the year 2025, if you are in Pataskala, in the county of Licking, OH, you'll find that the USDA loan ceiling is $351,400, while the FHA cap for a single-family home is set at $488,750.
Our Lendersa® USDA loan calculator is designed for you to compare the top USDA and FHA rates today. It allows you to evaluate the income, credit score, reserves, and documentation requirements for qualification. Using our sophisticated mortgage calculator, you can place USDA, FHA, Conforming, and VA loans side by side. This comprehensive comparison is aimed at assisting you in deciding which program suits your financial needs best in Alabama.
Loan thresholds and down payment needs for 2025 in Pataskala, county of Licking, OH
Loan Type
Loan Cap
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Pataskala, OH
The mission of Lendersa® is to connect you with optimal USDA and FHA loans swiftly and without any fuss. Start with one of our three main pathways to match with suitable lenders and USDA loan programs.
A USDA loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government and exclusively available in rural areas. Unlike FHA loans that necessitate a 3.5% down payment minimum, USDA loans require no down payment at all.
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