USDA Vs. FHA Pro and Con comparison in Bellefontaine, Logan County, OH

In 2025, the USDA loan limit in Bellefontaine, found in Logan county, OH, is $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare the best rates for USDA and FHA loans today, and to determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the ideal program for your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Bellefontaine, Logan, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bellefontaine, OH

Lendersa® is committed to helping you secure the ideal USDA or FHA loan quickly and without hassle. Start with one of three options to find matching lenders and USDA loan programs.

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Understanding USDA Loans in OH

A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan—is available solely in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bridget Morgan Mortgages with Altius Group
  • 11925 S 700 E, Draper, UT, 84020
  • Bridget Morgan As a Mortgage Loan Officer, my team and I love helping our clients achieve their financial goals. Bridget received my degree in Accounting and I was born and raised in Las Vegas. I’ve lived in Utah for the last 11 years and I love being outdoors skiing, wakeboarding, or hiking. I’m a wife and mother of four beautiful girls.
  • The Clawson Group
  • 292 E. 12200 S, Suite 200, Draper, UT, 84020
  • "The Clawson Group is a Commercial Mortgage Lender specializing in financing income producing commercial real estate since 1979. The Company serves its clients on a national basis focusing on the Intermountain West. The Clawson Group’s principle office is located in Salt Lake City, Utah with an additional office located in Boise, Idaho."
  • Infinity Mortgage Company LLC
  • 12884 South Frontrunner Blvd, Suite 140, Draper, UT, 84020
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Lifestyle Lending Inc
  • 13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020
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  • LendRight Mortgage
  • 1447 East Annie Lace Way, Draper, UT, 84020
  • At LendRight Mortgage! My name is Rodney Rex, the owner and principal lending manager. I won’t bore you with facts about my 17-year history in this business. We are based in Draper, UT. We have shifted our workforce completely to remote work. If you need to send any physical mail correspondence, broker checks, etc.
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  • 11844 South Aztec Road, Draper, UT, 84020
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  • Castle Rock Financial, Inc
  • 13017 Grouse Pointe, Draper, UT, 84020
  • Castle Rock Financial, Mortgage brokers (like me) are home loan experts. Here’s why that’s great news for you: With access to multiple mortgage lenders and loan types, I’ll secure the best options available for your situation. Let me simplify the process so you close fast. DM to learn more
  • Altius Mortgage
  • 11925 S 700 E, Draper, UT, 84020
  • Altius Mortgage is dedicated to making your home loan process quick and easy. We help our clients apply and be approved for Utah mortgages, no matter what their credit or financial history looks like. Outside of exceptional rates and service, we also have the ability for you to track the progress of your home mortgage loan, all online.
  • Compass Lending Solutions
  • 12012 S 700 E, Draper, UT, 84020
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  • Affinity Alliance Mortgage & Real Estate
  • 12095 S Milona Dr, Draper, UT, 84020
  • Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.