USDA VS FHA in Bellefontaine, Logan County, OH

In 2025, the USDA loan limit in Bellefontaine, found in Logan county, OH, is $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare the best rates for USDA and FHA loans today, and to determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the ideal program for your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Bellefontaine, Logan, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bellefontaine, OH

Lendersa® is committed to helping you secure the ideal USDA or FHA loan quickly and without hassle. Start with one of three options to find matching lenders and USDA loan programs.

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Understanding USDA Loans in OH

A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan—is available solely in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 940 High Street, West Milton, PA, 17886
  • Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
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  • We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.
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  • Metropolitan Funding Group is a vertically integrated financial company, providing commercial consulting and lending services. We specialize in tough tax situations, complicated credit histories and income reporting, and multifaceted asset complexities. We work hard to find a solution to any financial obstacle.
  • New Cumberland Federal Credit Union
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  • NCFCU is a full-service, not-for-profit, member-owned financial institution. Unlike profit-driven banks that benefit only a small number of stockholders, we return excess earnings to all of our members in the form of lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.
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  • ABC United Finance mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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  • Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.
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  • "WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team. Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.
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