USDA Loan Vs. FHA loan pro & con Marysville, Union County, OH

In 2026, the USDA loan limit in Marysville, located in the county of Union, OH, stands at $351,400, whereas for a single-family home, the FHA limit is $488,750.

Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates and explore the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, making it easier to determine the most suitable option for your financial circumstances in .

Exploring USDA and FHA Loan Options in Marysville, OH

The aim of Lendersa® is to secure the best USDA or FHA loans for you promptly and efficiently. Choose from one of three options that align lenders with USDA loan offerings.

Lendersa USDA loan request and matching results

Defining the USDA Loan in OH

A USDA home loan, endorsed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. It doesn't require a down payment, unlike FHA loans which necessitate a minimum down payment of 3.5%.

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Marysville Lenders
(937) 642-8100 Lender's profile and map 1st Monarch Mortgage 1000 N Maple St, Marysville, OH, 43040 Lends in Ohio 1st Monarch Mortgage specializes as a full service residential mortgage broker. At 1st Monarch Mortgage, we'll approve your mortgage on only one condition: it's the right one for you. Because we believe that securing the right mortgage should be easy & convenient, we will spend the time with you to make sure your needs & concerns are addressed.
(937) 644-7385 Lender's profile and map Scott Associates Credit Union Inc 14111 Scottslawn Road, Marysville, OH, 43041 Lends in Ohio The Scott Associates Credit Union was charted on October 17, 1967 under the laws of the State of Ohio to serve the associates of the O.M. Scott and Sons Company. It was created through the efforts of members of the Scott Associate Board that strongly believed in the Scott Associate Concept.
(614) 733-0101 Lender's profile and map Pioneer Mortgage Services, LLC 238 W Main St, Plain City, OH, 43064 Lends in Ohio Pioneer Mortgage was founded in 2005 on two main principles, customer satisfaction and excellent customer service. Since then we have made every business decision based off these principles. These principles along with the experience we have gained through one of the biggest financial meltdowns in American history.
(614) 796-4747 Lender's profile and map Buckeye State Bank 9494 Wedgewood Blvd, Powell, OH, 43065 Lends in Ohio Buckeye Nation Interim, a company formed by a diverse team of local business leaders, purchased the bank and in September 2014, the bank name was changed to Buckeye State Bank. The name change publicly reflects the beginning of a new chapter of offering our members in all of Ohio the “big bank
(614) 781-7900 Lender's profile and map BancOhio Financial 271 South Liberty, Powell, OH, 43065 Lends in Ohio At BancOhio, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(614) 687-1964 Lender's profile and map One Choice Lending Group LLC 80 Grace Drive, Shawnee Hills, OH, 43065 Lends in Ohio We are one of the most resourceful and dedicated team of hard money and fix & flip investment property mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
(614) 737-6030 Lender's profile and map Ohio HealthCare Federal Credit Union 3955 W Dublin Granville Road, Dublin, OH, 43017 Lends in Ohio Ohio HealthCare was chartered in 1973, to serve the financial needs of Riverside Methodist Hospital employees in Columbus. For years, the credit union operated out of a small office in the basement of the hospital. Eventually, RMH evolved into OhioHealth and also incorporated Grant Medical Center.
(855) 920-9800 Lender's profile and map Community Choice Financial Inc 5165 Emerald Pkwy, Dublin, OH, 43017 Lends in Ohio Community Choice Financial Inc.™ is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services.
(614) 792-5626 Lender's profile and map First National Bancorp LLC 6371 Riverside Drive, Suite 1600, Dublin, OH, 43017 Lends in Ohio Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.