USDA Vs. FHA your options comparison in Marysville, Union County, OH

In 2025, the USDA loan limit in Marysville, located in the county of Union, OH, stands at $351,400, whereas for a single-family home, the FHA limit is $488,750.

Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates and explore the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, making it easier to determine the most suitable option for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Marysville, County of Union, OH

Loan Type Loan Limit Down Payment
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Marysville, OH

The aim of Lendersa® is to secure the best USDA or FHA loans for you promptly and efficiently. Choose from one of three options that align lenders with USDA loan offerings.

Lendersa USDA loan request and matching results

Defining the USDA Loan in OH

A USDA home loan, endorsed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. It doesn't require a down payment, unlike FHA loans which necessitate a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Concord Mortgage
  • 8441 Winding Trail, Laurel, MD, 20724
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Five Star Federal Credit Union
  • 716 Maiden Choice Lane, Suite 101, Baltimore, MD, 21228
  • Five Star of Maryland Federal Credit Union is a member-owned credit union whose purpose is to provide premier personal banking service. The credit union was established in 1969 as Saint Agnes Employees Federal Credit Union by Saint Agnes Hospital employees and currently serves approximately 7, 000 members.
  • Petrous Capital, LLC
  • 2110 Devere Lane, Baltimore, MD, 21228
  • Petrous Capital, LLC is a commercial 'hard money' lender providing purchase and rehabilitation financing to non-owner occupant residential real estate investors. These loans are generally of a term not greater than six months and can fund property acquisition, closing costs and specific renovations to a maximum loan-to-value ratio of 70%.
  • Reverse Mortgage Answers LLC
  • 614 Old Edmondson Avenue, Baltimore, MD, 21228
  • Reverse Mortgage Answers is a local reverse mortgage company that operates in Maryland, DC, and Virginia. Our firm recognizes that your home is your most valuable asset and a Reverse Mortgage is a big decision. Because a Reverse Mortgage can be set up several different ways, the key to maximizing your benefits is customizing the loan.
  • Mortgage247, LLC
  • 11 Newburg Ave, Suite 202, Catonsville, MD, 21228
  • Mortgage247 provides financing solutions for residential real estate transactions, striving to put the people we serve first. Let us walk you through the loan process so that you can confidently select the best mortgage solution for you and your family. residential real estate transactions
  • Riverside Funding LLC
  • 9601-101 Gayton Rd, Richmond, VA, 23238
  • Riverside Funding we are proud to service all your mortgage requirements with a wide variety of loan programs. We realize that in today’s financial setting there is a need for many diverse loan programs able to be customized to your own criteria, including conventional fixed rate and adjustable rate mortgages, VA and FHA loans, Investor loans.
  • Mahoney Mortgage Group, LLC.
  • 9601 Gayton Rd, Suite 200, Henrico, VA, 23238
  • Mahoney Mortgage Group is a mortgage brokerage based in Richmond, Virginia. Our experience and client centered approach ensures that we get to know each client and their specific needs. With our personal attention and our vast network of lending partners, we will find the best product at the best rates for our clients.
  • American Bank of Beaver Dam
  • 115 Front St, Beaver Dam, WI, 53916
  • American Bank of Beaver Dam, WI has been proudly serving the financial needs of citizens and businesses in the Beaver Dam area since 1891. We are a locally owned and independently operated financial institution and our staff boasts over 400 years of combined Banking experience. We are truly invested in our community.
  • The Bank of Carbondale
  • 216 East Main Street, Carbondale, IL, 62901
  • The Bank of Carbondale was originally chartered as the Vergennes State Bank in 1919, located on the corner of Hack Avenue and Main Street in Vergennes, Illinois. In 1970, the charter was transferred and established as The Bank of Carbondale, with a Main Street location in downtown Carbondale. In January 1981,