USDA Vs. FHA Pro and Con comparison in Sidney, Shelby County, OH
In 2025, the USDA loan limit for a single-family home in Sidney, located in the county of Shelby, OH, is set at $336,500. In comparison, the FHA loan limit is $472,030.
Take advantage of the Lendersa® USDA loan calculator to juxtapose today’s USDA and FHA best rates, determine income thresholds, credit, reserves, and all necessary documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in deciding the optimal program for your specific financial conditions in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Sidney, Shelby, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Options in Sidney, OH
Lendersa® is committed to offering rapid access to the best USDA or FHA loans with ease. Choose from one of three different ways to align with lenders and explore USDA loan programs customized to fit your needs.
A USDA home loan is government-backed by the Department of Agriculture, referred to as the USDA rural development loan or USDA mortgage, and is exclusively available in rural communities. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage offers the benefit of no required down payment.
The Clarence Community & Schools Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and their families.
Our Credit Union was started on October 13, 1954 for the employees of the Clarence Central Schools.
First National Bank is a full service commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia. Member FDIC | Equal Housing Lender commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia.
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Community National Bank in Monmouth is a Locally Owned Bank providing friendly and personalized service to the people and businesses in Monmouth, Illinois and the surrounding area. In January 1964 the community of Monmouth was shocked to learn that control of the Second National Bank had changed and the bank was being voluntarily liquidated.
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Recognizing that agriculture is the primary industry of Brown County, the policy of Farmers State Bank & Trust Co
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Apple River State Bank and our First Community Bank branch for your banking needs.
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4501 Lindell Blvd, Suite 7G, Saint Louis, MO, 63108
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St. Louis Community is more than a credit union. As the social conscience of banking®, we’re a leader and voice for social justice in the financial services world. For 75 years and counting, we have been changing lives and giving back to the individuals and communities we humbly serve.
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Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
