USDA Vs. FHA your options comparison in Sidney, Shelby County, OH
In 2025, the USDA loan limit for a single-family home in Sidney, located in the county of Shelby, OH, is set at $336,500. In comparison, the FHA loan limit is $472,030.
Take advantage of the Lendersa® USDA loan calculator to juxtapose today’s USDA and FHA best rates, determine income thresholds, credit, reserves, and all necessary documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in deciding the optimal program for your specific financial conditions in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Sidney, Shelby, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Options in Sidney, OH
Lendersa® is committed to offering rapid access to the best USDA or FHA loans with ease. Choose from one of three different ways to align with lenders and explore USDA loan programs customized to fit your needs.
A USDA home loan is government-backed by the Department of Agriculture, referred to as the USDA rural development loan or USDA mortgage, and is exclusively available in rural communities. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage offers the benefit of no required down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Canopy Mortgage we have a passion for finding a simpler, faster, less expensive way to close a mortgage loan. By combining our proprietary mortgage technology with the best Loan Officers in the industry we provide our customers with a fast, smooth, transparent and inexpensive mortgage experience
Oasis Financial, Principals Paul Sargent & Kevin Richards provide expertise in direct lending & structured finance for various types of real estate transactions. We are dedicated to providing services with speed and flexibility for all our clients. Oasis Financial provides years of experience of both private & institutionalized real estate lending.
Nvestor Funding was founded in 2019 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our regional expertise and expansive experience enable us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
1st Rate Home Mortgage, Inc (1RHM) is a full service mortgage company. We have the ability to both broker and act as the lender on transactions. This company was built by originators at a time when mortgage was a 4-letter word - 2007. We have more than survived the ups and downs that this industry has seen.
First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.
Van Eaton Mortgage, LLC, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.
We at Van Eaton Mortgage, LLC believe in working hard to get the job done."
3155 S. Price Road, Suite 105, Chandler, AZ, 85248
Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.
Chris Rosner is the owner of the Renaissance Lending Group, LLC. As a Certified Mortgage Planning Specialist professional, Chris is committed, qualified and equipped to help you implement mortgage, cash flow and home equity strategies. His hope is to help you build and conserve your wealth whether you are buying a home or refinancing your mortgage.
8747 South Priest Drive, Suite 101, Tempe, AZ, 85284
ARIZONA MORTGAGE SPECIALISTS INC is in the Mortgage Bankers and Loan Correspondents industry in Tempe, AZ. When it comes to comprehensive loan programs, trust none other than Arizona Mortgage Specialists, Inc. We are a reliable mortgage lender in Arizona and California offering a variety of options for your different housing loan needs.
9180 South Kyrene Road, Suite 101, Tempe, AZ, 85284
"The Mortgage Advantage is honored to assist families and individuals achieve their homeownership dreams. We offer flexible rates, low fees and can close quickly.
Our loan officers are educated in today’s ever-changing mortgage environment. We inform borrowers of their loan options, whether it’s for a home today or next year."
