USDA Loan Vs. FHA loan pro & con Sidney, Shelby County, OH

In 2025, USDA loan limit in Sidney, county of Shelby, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sidney, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(856) 692-3440 Lender's profile and map Reviews Newfield National Bank 18 S.West Boulevard, Newfield, NJ, 08344 Newfield National Bank, a full-service community bank, is a part of the Newfield Bancorp. It is a mutual savings bank, which is located in Newfield, N.J. Newfield National Bank provides a wide range of financial services and products, such as certificates of deposit, loans, checking and savings accounts
(205) 328-4371 Lender's profile and map Reviews ACIPCO Federal Credit Union 1501 31st Avenue North, Birmingham, AL, 35207 ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
(757) 487-3474 Lender's profile and map Reviews Northern Star Credit Union 5100 George Washington Highway, Portsmouth, VA, 23702 We have been in business since before Tidewater was Hampton Roads and rebranded into #the757 of Coastal Virginia. We have survived recessions, depressions, and natural disasters and will continue to serve you in years to come. Northern Star CU is located in Portsmouth, Virginia. 5100 George Washington Highway, Portsmouth, VA 23702.
(800) 341-9911 Lender's profile and map Reviews Royal Credit Union 200 Riverfront Terrace, Eau Claire, WI, 54703 Royal Credit Union was made up of just 100 Members when we were organized in April 1964 to serve the employees of Uniroyal and their families. In November of 1972, Royal was granted permission to add other employee groups to its membership and over the next two years we did just that, bringing 27 new groups into the family.
(267) 253-1100 Lender's profile and map Reviews Liberty Mortgage USA LLC 146 Lakeview Drive, Suite 400, Gibbsboro, NJ, 08026 Liberty Mortgage USA is a retail mortgage lender and financial services company, which provides a variety of mortgage options, homebuying solutions, and refinancing solutions with low down payments, minimal charges, and competitive interest rates.Our services are based on simplicity and prudence. That’s why we simplify the mortgage process.
(856) 596-8858 Lender's profile and map Reviews Greentree Mortgage 2 Eastwick Dr, Suite 300, Gibbsboro, NJ, 08026 You can count on Greentree to make all of the arrangements for your mortgage. There are no up-front application fees. We get you started fast by analyzing your own individual needs, and finding a loan program that fits. If you are already a homeowner, we even provide a credit report analysis at no charge to you.
(856) 452-5549 Lender's profile and map Reviews Greentree Mortgage Company, LP 5 Perina Blvd, Suite 200, Cherry Hill, NJ, 08043 Established in 1992, Greentree Mortgage Company is a privately held and a trusted lending organization, helping people realize their home ownership dream. Headquartered in Southern New Jersey, we have been serving the community for over 20 years. We have an A+ rating with the BBB (Better Business Bureau).
(866) 416-7156 Lender's profile and map Reviews ACRE MORTGAGE & FINANCIAL, INC. 400 Sheppard Rd, Voorhees, NJ, 08043 Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status,
(901) 318-1264 Lender's profile and map Reviews H & F Financial Services LLC 975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671 Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
(800) 713-2274 Lender's profile and map Reviews Garden State Federal Credit Union 144 W Route 38, Moorestown, NJ, 08057 Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4, 400 members from 37 Member Groups and 9 select cities and towns. We currently have a branch located in Moorestown, New Jersey.
(856) 235-2077 Lender's profile and map Reviews New Jersey Community Federal Credit Union 144 Route 38., Moorestown, NJ, 8057 NJ Community Federal Credit Union has been serving its members since it was founded in 1954 for Government workers who worked in Camden, New Jersey. We now serve over 2, 800 members. Our membership includes members from various towns and cities. We are governed by a member-elected Board of Directors.