USDA Vs. FHA Pro and Con comparison in Russells-Point, Logan County, OH
As of 2026, the USDA loan limit for Russells-Point in Logan county, OH, reaches $285,000. Contrastingly, the FHA cap for a single-family home is established at $356,362.
Utilize the Lendersa® USDA loan calculator to explore and compare today's leading USDA and FHA rates. This tool assists in evaluating income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, guiding you in selecting the best fit for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Russells-Point, County of Logan, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Paths in Russells-Point, OH
The aim of Lendersa® is to swiftly provide you with the most suitable USDA or FHA loan with minimal hassle. Choose one of three starting points to connect with appropriate lenders and explore USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, accessible exclusively in rural neighborhoods. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans do not require any down payment.
Established in 1885, Citizens Federal has been providing friendly and personal service to individuals and businesses for over 136 years. We take pride in our community and service to our customers. We provide a wide range of deposit accounts and lending products. Citizens Federal Savings and Loan Association serves customers in the state of Ohio.
Quest Federal Credit Union serves those who live, work, worship or attend school in Hardin, Logan, and Wyandot counties. Quest FCU has 5 branch locations in Hardin, Logan, and Wyandot Counties with many offsite ATMs available to members and non-members. Quest FCU also participates in the Shared Branching and Alliance
Peoples Federal Savings and Loan Association has participated with pride in the agricultural, commercial, and industrial development that has graced Shelby County and shaped the destiny of its residents. and that time, the only two services we were allowed to provide were mortgage loans and savings accounts.
Western Ohio Mortgage Corp. is a community lender that has been serving customers since 1999. Western Ohio Mortgage has offices located in Sidney, Lima, Mason, and Lebanon Ohio. We also serve Kentucky from offices in Florence and Lexington Kentucky.At Western Ohio Mortgage, our mission is to set a high standard in the mortgage industry.
TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction
Nickel Steel Federal Credit Union is a Federal Credit Union with assets of 5272479 and headquarters in Lima, OH. The Ohio Steel Foundry Employees Lima Federal Credit Union was founded on November 10, 1953 to solely serve the employees of the Ohio Steel Foundry Co. of Lima, their immediate family members, and the employees of the credit union.
We’re Mt. Victory State Bank, a community bank located in the heart of Mt. Victory, Ohio. We pride ourselves on delivering professional and personalized banking solutions for every individual financial situation. Take a look around and don’t be shy. Or, stop by and learn why Mt. Victory State Bank is a more personal way to bank!
The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit
In 1892, the Peoples Savings Bank was granted a charter by the State of Ohio to open for business in Urbana, Ohio. Realizing the importance of the Champaign County community they would serve, it was thus very logical to choose the name: The PEOPLES Savings and Loan Company.
In 1993, Peoples changed from a state-chartered savings
