USDA Vs. FHA Pro and Con comparison in Fremont, Sandusky County, OH
In the year 2025, the USDA loan limit for a single-family home in Fremont, located in the county of Sandusky, OH, is $336,500. In contrast, the FHA limit is set at $472,030.
Make use of Lendersa®'s USDA loan calculator to evaluate the best available rates between USDA and FHA loans today. This tool helps identify the income, credit, reserves, and necessary documents needed for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to the right program in Alabama suited to your unique financial scenario.
Loan Limits and Downpayment Requirements for 2025 in Fremont, Sandusky, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploration of USDA and FHA Loan Options in Fremont, OH
The mission of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and without any hassle. Begin with one of three starting options that align with suitable lenders and USDA loan opportunities.
A USDA home loan, guaranteed by the Department of Agriculture, is often called the USDA rural development loan or USDA mortgage. Available exclusively in rural areas, this loan does not require a down payment, unlike FHA loans, which have a minimum requirement of 3.5% down.
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