USDA VS FHA in Fremont, Sandusky County, OH

In the year 2025, the USDA loan limit for a single-family home in Fremont, located in the county of Sandusky, OH, is $336,500. In contrast, the FHA limit is set at $472,030.

Make use of Lendersa®'s USDA loan calculator to evaluate the best available rates between USDA and FHA loans today. This tool helps identify the income, credit, reserves, and necessary documents needed for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to the right program in Alabama suited to your unique financial scenario.

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Loan Limits and Downpayment Requirements for 2025 in Fremont, Sandusky, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploration of USDA and FHA Loan Options in Fremont, OH

The mission of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and without any hassle. Begin with one of three starting options that align with suitable lenders and USDA loan opportunities.

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Understanding USDA Loans in OH

A USDA home loan, guaranteed by the Department of Agriculture, is often called the USDA rural development loan or USDA mortgage. Available exclusively in rural areas, this loan does not require a down payment, unlike FHA loans, which have a minimum requirement of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • R.I.A. Federal Credit Union
  • 4343 Utica Ridge Road, Bettendorf, IA, 52722
  • Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.
  • Northwest Bank & Trust Company
  • 2550 Middle Road, Bettendorf, IA, 52722
  • Northwest Bank & Trust Company has been a major contributor to the development of our community. Today, your hometown bank has the area’s longest continuous history of highly-trained, friendly professionals fulfilling its mission to create customer and shareholder value through product and service excellence
  • Ascentra Credit Union
  • 2019 Grant St, Bettendorf, IA, 52722
  • Ascentra Credit Union was established in 1950 & is a full service financial credit union. We strongly believe in our motto of listening, caring, doing what's right & reflect that in our service to our members & the surrounding communities. We put people before profits. Those profits then go back to you, in the form of lower interest rates on loans.
  • Symmetry Mortgage Corporation
  • 5382 Clemons Rd, Bettendorf, IA, 52722
  • Symmetry was formed in 2001 for the purpose of providing a value added service to the real estate transaction. There is not a better choice of lender within the state of Iowa for handling your home purchase than Symmetry. You have probably found Symmetry because you were referred by a friend or relative who is a Symmetry "Raving Fan"!
  • The Benton State Bank
  • 42 West Main Street, Benton, WI, 53803
  • The Benton State Bank obtained a State Charter on October 19, 1894 and opened for business on December 3, 1894. Shullsburg Community Bank, A Branch of Benton State Bank was opened June 12, 1997 at 195 Hwy 11, Shullsburg WI. BSB Community Bancorporation, Inc. is the parent company of Benton State Bank, formed in 2000.
  • VAntage Trust Federal Credit Union
  • 247 Wilkes Barre Township Boulevard, Wilkes Barre, PA, 18702
  • VAntage Trust Federal Credit Union has been serving its members since 1948 when it was founded by the employees of the VA Medical Center, Wilkes-Barre, Pennsylvania. We now serve over 8, 000 members. Our membership also includes members from 70 active Select Employee Groups (SEG). We are chartered by the federal government.
  • Cross Valley Federal Credit Union
  • 640 Baltimore Drive, Wilkes Barre, PA, 18702
  • Cross Valley FCU was chartered by the National Credit Union Association in February 1969.Originally chartered as the Wilkes-Barre Federal Employees Federal Credit Union, its sponsor was the Data Operations Center of Social Security in Wilkes-Barre. Subsequent expansion of the Federal Charter was approved by NCUA to include Select Employee Groups.
  • Choice One Community Credit Union
  • 501 E Main Street, Wilkes Barre, PA, 18702
  • Choice One Community Credit Union is a member-owned and operated, not-for-profit financial cooperative, chartered under federal law. We strive to provide outstanding financial products, exceptional personal service and to always maintain the safety and soundness of members’ funds.
  • John E Young Mortgage LLC
  • 1550 Hwy 315, Suite 102, Wilkes Barre, PA, 18702
  • John E Young has been in the Mortgage Industry for 18 years and Licensed by PA Department of Banking for the past 15 years. In less than 3 years as a Mortgage Originator, he was able to open his own Mortgage Company, and over 85% of his company’s business comes from referrals.John has helped many clients fix and analyze their credit reports.